I Just Increased My Note Buying Prices-Here’s Why.
- Eric Scharaga
- Oct 22
- 2 min read
Last year at this time, I was paying 75% for land notes at closing.
Today, I'm paying 80-85%.
That's a significant jump - and I want you to understand exactly why I'm willing to pay more for your notes right now.
💰 THE SIMPLE ANSWER:
I'm hungry for inventory.
The demand for cash-flowing land notes in my portfolio has never been higher. I need more notes, and I'm willing to pay premium prices to get them.
🎯 WHAT THIS MEANS FOR YOU:
If you're selling land with owner financing (or planning to), you just got a 5-10% raise on your exit strategy.
⚡ WHY NOW?
1. Market Timing: Cash buyers are scarce. Properties with owner financing are selling while cash-only listings sit. I want to incentivize more seller financing deals.
2. Portfolio Growth: I'm actively expanding my note portfolio and need quality inventory NOW.
🚀 HERE'S THE OPPORTUNITY:
The land market is slower than normal. But you can still:
✅ List with owner financing → Attract 10x more buyers✅ Get offers at or above asking → Better prices with terms✅ Sell the note to me at closing → Get 85% cash immediately✅ Walk away with zero risk → No collections, no defaults, no hassles
You get the speed of seller financing + the cash of a traditional sale.
💡 REAL EXAMPLE:
Client had 40 acres listed for $85K cash for 4 months. No offers.
We restructured:
Re-listed at $90K with owner financing
Got 3 offers in 2 weeks
Accepted $90K offer
I bought the note at closing and the investor received 90% of their sale price.
📋 READY TO CASH OUT?
If you have land notes (or properties you're about to sell with owner financing), let's talk:
I can give you a purchase price within 24 hours - often same day.
P.S. - Already have a property listed that won't sell? I'll show you how to restructure it with owner financing and get cash at closing. This strategy is working in the current market.
