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      <video:title>Seller Financing for Land Explained | Free Course Module 1 of 14</video:title>
      <video:description>What seller financing is, why it sells vacant land faster, and how the note you create becomes a sellable asset.</video:description>
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      <video:title>Screen Land Buyers in 5 Minutes — Seller Financing | Module 3 of 14</video:title>
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      <video:title>Land Note Credit Matrix — Set Rates &amp; Down Payments | Module 4 of 14</video:title>
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      <video:description>How to structure a seller-financed land deal: interest rate, term length, down payment, and monthly payment that protect the note’s value.</video:description>
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      <video:title>Promissory Note vs Land Contract — Which to Use for Land | Module 6 of 14</video:title>
      <video:description>Why a promissory note with recorded deed of trust beats a land contract for seller-financed land, in default handling and resale value.</video:description>
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      <video:title>Vacant Land That Qualifies for Seller Financing | Module 7 of 14</video:title>
      <video:description>Which vacant land properties qualify for seller financing: access, acreage, value, and the property problems to avoid.</video:description>
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      <video:title>Closing a Seller-Financed Land Deal — Step by Step | Module 8 of 14</video:title>
      <video:description>The closing process for a seller-financed land deal step by step: documents, title company, recording, and funding.</video:description>
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      <video:title>Land Note Servicing — Set Up Payments the Right Way | Module 9 of 14</video:title>
      <video:description>How to set up professional loan servicing with ACH from payment one, and why hand-collected payments cost you at resale.</video:description>
      <video:player_loc>https://www.youtube.com/embed/JJC2HUWyRzM</video:player_loc>
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      <video:title>Land Buyer Defaults — Collections &amp; Foreclosure Basics | Module 10 of 14</video:title>
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      <video:title>Sell Your Land Note for Cash — Velocity of Capital | Module 11 of 14</video:title>
      <video:description>How selling your land note for cash accelerates your capital, and the velocity math behind selling versus holding.</video:description>
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      <video:title>Seller Financing Mistakes That Destroy Land Note Value | Module 12 of 14</video:title>
      <video:description>The seller financing mistakes that destroy a land note’s resale value, and how to write notes buyers pay top dollar for.</video:description>
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      <video:title>Seller-Financed Land Deal — Full Walkthrough Start to Finish | Module 13 of 14</video:title>
      <video:description>A complete seller-financed land deal walked through start to finish: pricing, screening, structuring, closing, and servicing.</video:description>
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      <video:title>Sell Your Land Note at Closing — Working with a Note Buyer | Module 14 of 14</video:title>
      <video:description>How to sell your land note at the closing table: working with a note buyer, what they need, and how funding works.</video:description>
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      <video:title>Sell Your Land Note at Closing — Working with a Note Buyer | Module 14 of 14</video:title>
      <video:description>How to sell your land note at the closing table: working with a note buyer, what they need, and how funding works.</video:description>
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      <video:title>Promissory Note vs Land Contract — Which to Use for Land | Module 6 of 14</video:title>
      <video:description>Why a promissory note with recorded deed of trust beats a land contract for seller-financed land, in default handling and resale value.</video:description>
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      <video:title>Vacant Land That Qualifies for Seller Financing | Module 7 of 14</video:title>
      <video:description>Which vacant land properties qualify for seller financing: access, acreage, value, and the property problems to avoid.</video:description>
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    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/wseTRCvgQgA/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Seller Financing for Land Explained | Free Course Module 1 of 14</video:title>
      <video:description>What seller financing is, why it sells vacant land faster, and how the note you create becomes a sellable asset.</video:description>
      <video:player_loc>https://www.youtube.com/embed/wseTRCvgQgA</video:player_loc>
      <video:duration>468</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
    </video:video>
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    <loc>https://www.damencapital.com/tools/</loc>
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      <video:title>Seller-Financed Land Deal Structure — Rates, Terms, Down Payment | Module 5 of 14</video:title>
      <video:description>How to structure a seller-financed land deal: interest rate, term length, down payment, and monthly payment that protect the note’s value.</video:description>
      <video:player_loc>https://www.youtube.com/embed/CpJvoEzzqjs</video:player_loc>
      <video:duration>543</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
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  <url>
    <loc>https://www.damencapital.com/post/why-to-avoid-land-contracts-for-seller-financing-land/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/mrt2bJ7XfNU/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Promissory Note vs Land Contract — Which to Use for Land | Module 6 of 14</video:title>
      <video:description>Why a promissory note with recorded deed of trust beats a land contract for seller-financed land, in default handling and resale value.</video:description>
      <video:player_loc>https://www.youtube.com/embed/mrt2bJ7XfNU</video:player_loc>
      <video:duration>521</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
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    <loc>https://www.damencapital.com/post/how-to-sell-land-fast/</loc>
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      <video:title>Pricing Seller-Financed Land — Don't Make This Mistake | Module 2 of 14</video:title>
      <video:description>How to price seller-financed land correctly, the premium financed buyers pay, and the pricing mistake that destroys deals.</video:description>
      <video:player_loc>https://www.youtube.com/embed/hyh1z7coRPM</video:player_loc>
      <video:duration>528</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
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  </url>
  <url>
    <loc>https://www.damencapital.com/outdoor-storage-financing.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/DOW7aU3RukM/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Truck Parking Financing: 3 Questions Before We Lend</video:title>
      <video:description>How Damen Capital Fund underwrites a truck parking lot loan: what you paid, whether the use is permitted by right, whether the site is clean, and how bank deposits move the loan up to 65% LTV.</video:description>
      <video:player_loc>https://www.youtube.com/embed/DOW7aU3RukM</video:player_loc>
      <video:duration>297</video:duration>
      <video:publication_date>2026-09-04T09:00:00-05:00</video:publication_date>
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    <loc>https://www.damencapital.com/seller-financing-for-land-explained.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/wseTRCvgQgA/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Seller Financing for Land Explained | Free Course Module 1 of 14</video:title>
      <video:description>What seller financing for land is, why banks leave the gap, and how you sell the note at closing and walk away with 84 to 90% of the sale price in cash.</video:description>
      <video:player_loc>https://www.youtube.com/embed/wseTRCvgQgA</video:player_loc>
      <video:duration>468</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
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    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/hyh1z7coRPM/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Pricing Seller-Financed Land — Don&#x27;t Make This Mistake | Module 2 of 14</video:title>
      <video:description>Price seller financed land at fair market value, never higher. Why baking in interest cuts your note value and how the 65% ITV cap sets what a note buyer pays.</video:description>
      <video:player_loc>https://www.youtube.com/embed/hyh1z7coRPM</video:player_loc>
      <video:duration>528</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
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  <url>
    <loc>https://www.damencapital.com/how-to-market-and-screen-land-buyers.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/eoclQnMTjq4/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Screen Land Buyers in 5 Minutes — Seller Financing | Module 3 of 14</video:title>
      <video:description>Put OWNER WILL FINANCE at the top of the listing, leave the terms out, and screen every caller with two questions: do you have 20% down and how is your credit.</video:description>
      <video:player_loc>https://www.youtube.com/embed/eoclQnMTjq4</video:player_loc>
      <video:duration>557</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
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  </url>
  <url>
    <loc>https://www.damencapital.com/land-buyer-credit-matrix.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/ETy5l9AO-Vg/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Land Note Credit Matrix — Set Rates &amp; Down Payments | Module 4 of 14</video:title>
      <video:description>The credit matrix we use on seller financed land: 690+ is 20% down, 630 to 689 is 30%, 601 to 629 is 40%, under 600 or no score is 50%. Use it every time.</video:description>
      <video:player_loc>https://www.youtube.com/embed/ETy5l9AO-Vg</video:player_loc>
      <video:duration>164</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
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  </url>
  <url>
    <loc>https://www.damencapital.com/seller-financed-land-deal-terms.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/CpJvoEzzqjs/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Seller-Financed Land Deal Structure — Rates, Terms, Down Payment | Module 5 of 14</video:title>
      <video:description>Recommended terms for seller financed land: 20% or $6,000 down, 10.9% interest, 96 month max term, $500 loan fee, $25 monthly servicing, no prepayment penalty.</video:description>
      <video:player_loc>https://www.youtube.com/embed/CpJvoEzzqjs</video:player_loc>
      <video:duration>543</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/promissory-note-vs-land-contract.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/mrt2bJ7XfNU/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Promissory Note vs Land Contract — Which to Use for Land | Module 6 of 14</video:title>
      <video:description>Always use a promissory note with a deed of trust or mortgage on seller financed land. Eight reasons land contracts cost you and why note buyers avoid them.</video:description>
      <video:player_loc>https://www.youtube.com/embed/mrt2bJ7XfNU</video:player_loc>
      <video:duration>521</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/which-land-qualifies-for-seller-financing.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/eHuwThUgTSk/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Vacant Land That Qualifies for Seller Financing | Module 7 of 14</video:title>
      <video:description>Most rural and residential land works for seller financing. Get a perc test under 10 acres, never finance land under $25,000, skip parcels note buyers reject.</video:description>
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  <url>
    <loc>https://www.damencapital.com/closing-a-seller-financed-land-deal.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/N-j39K10Kvc/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Closing a Seller-Financed Land Deal — Step by Step | Module 8 of 14</video:title>
      <video:description>Who should draft your loan documents, why you always close through a title company, the lender&#x27;s title policy, and the six provisions every land note needs.</video:description>
      <video:player_loc>https://www.youtube.com/embed/N-j39K10Kvc</video:player_loc>
      <video:duration>445</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
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  </url>
  <url>
    <loc>https://www.damencapital.com/land-note-servicing-and-document-management.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/JJC2HUWyRzM/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Land Note Servicing — Set Up Payments the Right Way | Module 9 of 14</video:title>
      <video:description>Use a professional loan servicer on every seller financed land note. The buyer pays about $25 a month and the servicer tracks and chases every payment.</video:description>
      <video:player_loc>https://www.youtube.com/embed/JJC2HUWyRzM</video:player_loc>
      <video:duration>359</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
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  </url>
  <url>
    <loc>https://www.damencapital.com/what-happens-when-a-land-buyer-stops-paying.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/4bREocf1LLw/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Land Buyer Defaults — Collections &amp; Foreclosure Basics | Module 10 of 14</video:title>
      <video:description>Holding a land note takes little work: check taxes yearly and drive by. The servicer handles late payments. If the buyer quits, here is how foreclosure goes.</video:description>
      <video:player_loc>https://www.youtube.com/embed/4bREocf1LLw</video:player_loc>
      <video:duration>439</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/hold-or-sell-your-land-note.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/OgAQRA1-pN0/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Sell Your Land Note for Cash — Velocity of Capital | Module 11 of 14</video:title>
      <video:description>Hold the note for income or sell it for cash at closing. What a land note sells for, what documents the buyer asks for, and what makes a note worth more.</video:description>
      <video:player_loc>https://www.youtube.com/embed/OgAQRA1-pN0</video:player_loc>
      <video:duration>471</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/seller-financing-mistakes-land-investors-make.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/DoS0mYI_gSc/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Seller Financing Mistakes That Destroy Land Note Value | Module 12 of 14</video:title>
      <video:description>Zero percent interest, inflated prices, spreadsheet servicing. Three seller financing mistakes land investors make and what each costs when you sell the note.</video:description>
      <video:player_loc>https://www.youtube.com/embed/DoS0mYI_gSc</video:player_loc>
      <video:duration>474</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/seller-financed-land-deal-walkthrough.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/YJL21FB9N_A/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Seller-Financed Land Deal — Full Walkthrough Start to Finish | Module 13 of 14</video:title>
      <video:description>The four step seller financing process for land: market with OWNER WILL FINANCE, screen then verify credit, title drafts the documents, close and get paid.</video:description>
      <video:player_loc>https://www.youtube.com/embed/YJL21FB9N_A</video:player_loc>
      <video:duration>567</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/how-our-note-buying-program-works.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Clx8_3o3MSk/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Sell Your Land Note at Closing — Working with a Note Buyer | Module 14 of 14</video:title>
      <video:description>Sell your land note at closing, no seasoning. We provide the documents, coordinate with title, screen the buyer, and wire 80 to 90% of balance at closing.</video:description>
      <video:player_loc>https://www.youtube.com/embed/Clx8_3o3MSk</video:player_loc>
      <video:duration>709</video:duration>
      <video:publication_date>2026-03-04T09:00:00-06:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/sell-your-note/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/ojngUgqKcrM/hqdefault.jpg</video:thumbnail_loc>
      <video:title>How to Originate Land Notes That Sell for Maximum Value w/ Eric Scharaga</video:title>
      <video:description>Seth Williams of REtipster and Eric Scharaga cover how to originate a seller financed land note so it sells for top dollar: pricing, credit checks, rates, terms, down payments, paperwork, and the loan file a note buyer wants.</video:description>
      <video:player_loc>https://www.youtube.com/embed/ojngUgqKcrM</video:player_loc>
      <video:duration>2779</video:duration>
      <video:publication_date>2025-09-11T06:00:06-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/seller-financing-guide/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/ojngUgqKcrM/hqdefault.jpg</video:thumbnail_loc>
      <video:title>How to Originate Land Notes That Sell for Maximum Value w/ Eric Scharaga</video:title>
      <video:description>Seth Williams of REtipster and Eric Scharaga cover how to originate a seller financed land note so it sells for top dollar: pricing, credit checks, rates, terms, down payments, paperwork, and the loan file a note buyer wants.</video:description>
      <video:player_loc>https://www.youtube.com/embed/ojngUgqKcrM</video:player_loc>
      <video:duration>2779</video:duration>
      <video:publication_date>2025-09-11T06:00:06-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/why-to-avoid-land-contracts-for-seller-financing-land/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/ojngUgqKcrM/hqdefault.jpg</video:thumbnail_loc>
      <video:title>How to Originate Land Notes That Sell for Maximum Value w/ Eric Scharaga</video:title>
      <video:description>Seth Williams of REtipster and Eric Scharaga cover how to originate a seller financed land note so it sells for top dollar: pricing, credit checks, rates, terms, down payments, paperwork, and the loan file a note buyer wants.</video:description>
      <video:player_loc>https://www.youtube.com/embed/ojngUgqKcrM</video:player_loc>
      <video:duration>2779</video:duration>
      <video:publication_date>2025-09-11T06:00:06-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/legends-of-land-interview-note-investing-seller-financing/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/k01PzF0nvf4/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Eric Scharaga : Damen Capital Fund | Legends of Land</video:title>
      <video:description>Eric Scharaga on the Legends of Land Show with Brandon Parker: note investing, seller financing, acquisition lending, and building a land business.</video:description>
      <video:player_loc>https://www.youtube.com/embed/k01PzF0nvf4</video:player_loc>
      <video:duration>2590</video:duration>
      <video:publication_date>2025-04-29T09:45:07-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/sell-land-with-owner-financing/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Y72-o7Q2QvU/hqdefault.jpg</video:thumbnail_loc>
      <video:title>How To Sell Land On Seller Financing (w/ guest Eric Scharaga)</video:title>
      <video:description>Ron Apke of Land Investing Online talks with Eric Scharaga about selling land on seller financing: the process, how to qualify a buyer, and advice for land investors.</video:description>
      <video:player_loc>https://www.youtube.com/embed/Y72-o7Q2QvU</video:player_loc>
      <video:duration>1883</video:duration>
      <video:publication_date>2023-07-03T15:00:18-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/seller-financing-guide/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Y72-o7Q2QvU/hqdefault.jpg</video:thumbnail_loc>
      <video:title>How To Sell Land On Seller Financing (w/ guest Eric Scharaga)</video:title>
      <video:description>Ron Apke of Land Investing Online talks with Eric Scharaga about selling land on seller financing: the process, how to qualify a buyer, and advice for land investors.</video:description>
      <video:player_loc>https://www.youtube.com/embed/Y72-o7Q2QvU</video:player_loc>
      <video:duration>1883</video:duration>
      <video:publication_date>2023-07-03T15:00:18-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/wrap-financing.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Zjn8vnd1Hns/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Wrap Financing for Land: Sell on Terms Without Paying Off Your Lender</video:title>
      <video:description>Why most land lenders refuse wraps, what paying a release on every lot costs you, and how our loan stays in place when you sell on owner financing.</video:description>
      <video:player_loc>https://www.youtube.com/embed/Zjn8vnd1Hns</video:player_loc>
      <video:duration>229</video:duration>
      <video:publication_date>2026-10-02T14:08:59-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/wrap-vs-release-calculator.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Zjn8vnd1Hns/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Wrap Financing for Land: Sell on Terms Without Paying Off Your Lender</video:title>
      <video:description>Why most land lenders refuse wraps, what paying a release on every lot costs you, and how our loan stays in place when you sell on owner financing.</video:description>
      <video:player_loc>https://www.youtube.com/embed/Zjn8vnd1Hns</video:player_loc>
      <video:duration>229</video:duration>
      <video:publication_date>2026-10-02T14:08:59-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/land-flip-financing.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Zjn8vnd1Hns/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Wrap Financing for Land: Sell on Terms Without Paying Off Your Lender</video:title>
      <video:description>Why most land lenders refuse wraps, what paying a release on every lot costs you, and how our loan stays in place when you sell on owner financing.</video:description>
      <video:player_loc>https://www.youtube.com/embed/Zjn8vnd1Hns</video:player_loc>
      <video:duration>229</video:duration>
      <video:publication_date>2026-10-02T14:08:59-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/subdivide-financing/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Zjn8vnd1Hns/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Wrap Financing for Land: Sell on Terms Without Paying Off Your Lender</video:title>
      <video:description>Why most land lenders refuse wraps, what paying a release on every lot costs you, and how our loan stays in place when you sell on owner financing.</video:description>
      <video:player_loc>https://www.youtube.com/embed/Zjn8vnd1Hns</video:player_loc>
      <video:duration>229</video:duration>
      <video:publication_date>2026-10-02T14:08:59-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/can-i-wrap-my-land-loan/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Zjn8vnd1Hns/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Wrap Financing for Land: Sell on Terms Without Paying Off Your Lender</video:title>
      <video:description>Why most land lenders refuse wraps, what paying a release on every lot costs you, and how our loan stays in place when you sell on owner financing.</video:description>
      <video:player_loc>https://www.youtube.com/embed/Zjn8vnd1Hns</video:player_loc>
      <video:duration>229</video:duration>
      <video:publication_date>2026-10-02T14:08:59-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/wrap-vs-paying-releases/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Zjn8vnd1Hns/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Wrap Financing for Land: Sell on Terms Without Paying Off Your Lender</video:title>
      <video:description>Why most land lenders refuse wraps, what paying a release on every lot costs you, and how our loan stays in place when you sell on owner financing.</video:description>
      <video:player_loc>https://www.youtube.com/embed/Zjn8vnd1Hns</video:player_loc>
      <video:duration>229</video:duration>
      <video:publication_date>2026-10-02T14:08:59-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/exploring-wraparound-mortgages-for-vacant-land-a-comprehensive-guide/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Zjn8vnd1Hns/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Wrap Financing for Land: Sell on Terms Without Paying Off Your Lender</video:title>
      <video:description>Why most land lenders refuse wraps, what paying a release on every lot costs you, and how our loan stays in place when you sell on owner financing.</video:description>
      <video:player_loc>https://www.youtube.com/embed/Zjn8vnd1Hns</video:player_loc>
      <video:duration>229</video:duration>
      <video:publication_date>2026-10-02T14:08:59-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/seller-financing-guide/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/3xZuiyeC9wY/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Seller Financing for Land — Best Practices to Sell Faster &amp; Boost Profits</video:title>
      <video:description>Best practices for seller financing vacant land: pricing, terms, screening buyers, closing, and selling your note.</video:description>
      <video:player_loc>https://www.youtube.com/embed/3xZuiyeC9wY</video:player_loc>
      <video:duration>880</video:duration>
      <video:publication_date>2023-06-27T16:14:38-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/subdivide-financing/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/RjwL6jkha-M/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Subdivision Financing: How a Land Subdivide Loan Works</video:title>
      <video:description>What a subdivision loan is, how partial lien releases let you sell lots one at a time, and what we fund on a land split.</video:description>
      <video:player_loc>https://www.youtube.com/embed/RjwL6jkha-M</video:player_loc>
      <video:duration>189</video:duration>
      <video:publication_date>2026-09-13T10:05:59-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/subdivide-financing/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/yMwxl9JXD7A/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Buy, Split, Sell, Cash Out: The Full Subdivide Cycle</video:title>
      <video:description>The complete subdivide cycle with one lender: buy, split, sell lots with seller financing, and sell the notes at closing.</video:description>
      <video:player_loc>https://www.youtube.com/embed/yMwxl9JXD7A</video:player_loc>
      <video:duration>172</video:duration>
      <video:publication_date>2026-10-19T01:51:15-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/how-partial-release-clauses-work/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/6kBm4RYXiqo/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Partial Release Price: The Math Behind a Subdivide Loan</video:title>
      <video:description>How the release price on a subdivision loan is set, why lenders use a premium over pro rata, and a worked example.</video:description>
      <video:player_loc>https://www.youtube.com/embed/6kBm4RYXiqo</video:player_loc>
      <video:duration>202</video:duration>
      <video:publication_date>2026-09-19T13:58:44-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/how-much-does-it-cost-to-subdivide-land/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/-jEIe2U5GPA/hqdefault.jpg</video:thumbnail_loc>
      <video:title>What It Really Costs to Subdivide Land (Line by Line)</video:title>
      <video:description>The real cost lines on a land subdivide, where budgets blow up, and what a subdivision loan covers.</video:description>
      <video:player_loc>https://www.youtube.com/embed/-jEIe2U5GPA</video:player_loc>
      <video:duration>214</video:duration>
      <video:publication_date>2026-09-26T06:42:07-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/how-to-subdivide-land/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/yMwxl9JXD7A/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Buy, Split, Sell, Cash Out: The Full Subdivide Cycle</video:title>
      <video:description>The complete subdivide cycle with one lender: buy, split, sell lots with seller financing, and sell the notes at closing.</video:description>
      <video:player_loc>https://www.youtube.com/embed/yMwxl9JXD7A</video:player_loc>
      <video:duration>172</video:duration>
      <video:publication_date>2026-10-19T01:51:15-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/loan-case-study-georgia.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/kJcucaMcGhs/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Two Real Subdivide Loans: Georgia 22 &amp; Tennessee 18 Acres</video:title>
      <video:description>Two funded subdivision loans: 22 acres in Georgia and 18 acres in Tennessee, both closed in 7 days and sold as lots.</video:description>
      <video:player_loc>https://www.youtube.com/embed/kJcucaMcGhs</video:player_loc>
      <video:duration>138</video:duration>
      <video:publication_date>2026-10-16T11:49:32-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/loan-case-study-tennessee.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/kJcucaMcGhs/hqdefault.jpg</video:thumbnail_loc>
      <video:title>Two Real Subdivide Loans: Georgia 22 &amp; Tennessee 18 Acres</video:title>
      <video:description>Two funded subdivision loans: 22 acres in Georgia and 18 acres in Tennessee, both closed in 7 days and sold as lots.</video:description>
      <video:player_loc>https://www.youtube.com/embed/kJcucaMcGhs</video:player_loc>
      <video:duration>138</video:duration>
      <video:publication_date>2026-10-16T11:49:32-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/what-makes-a-good-subdivide/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/GzdLJHyxpRI/hqdefault.jpg</video:thumbnail_loc>
      <video:title>7 Subdivide Mistakes That Kill Land Deals</video:title>
      <video:description>The seven things that kill land subdivide deals before the first lot sells.</video:description>
      <video:player_loc>https://www.youtube.com/embed/GzdLJHyxpRI</video:player_loc>
      <video:duration>195</video:duration>
      <video:publication_date>2026-10-20T17:34:08-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/post/sell-subdivided-lots-with-seller-financing/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/G0nYEN-WBvE/hqdefault.jpg</video:thumbnail_loc>
      <video:title>How to Sell Subdivided Lots with Seller Financing</video:title>
      <video:description>How seller financing sells subdivided lots faster, a real Georgia deal, and three ways to exit a subdivide loan.</video:description>
      <video:player_loc>https://www.youtube.com/embed/G0nYEN-WBvE</video:player_loc>
      <video:duration>165</video:duration>
      <video:publication_date>2026-10-27T12:11:06-07:00</video:publication_date>
    </video:video>
  </url>
  <url>
    <loc>https://www.damencapital.com/sell-non-performing-land-note.html</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/6Uf3B9jFTtk/hqdefault.jpg</video:thumbnail_loc>
      <video:title>How We Buy Non-Performing Land Notes</video:title>
      <video:description>How Damen Capital buys defaulted land notes as is: what we buy, what we look for, and how pricing and closing work.</video:description>
      <video:player_loc>https://www.youtube.com/embed/6Uf3B9jFTtk</video:player_loc>
      <video:duration>153</video:duration>
      <video:publication_date>2026-10-30T10:27:34-07:00</video:publication_date>
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  </url>
  <url>
    <loc>https://www.damencapital.com/post/sell-non-performing-land-note/</loc>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/WwmTyMQLuPQ/hqdefault.jpg</video:thumbnail_loc>
      <video:title>What Is a Non-Performing Land Note Worth?</video:title>
      <video:description>How a defaulted land note is priced: why the land sets the ceiling and how state foreclosure timelines affect value.</video:description>
      <video:player_loc>https://www.youtube.com/embed/WwmTyMQLuPQ</video:player_loc>
      <video:duration>175</video:duration>
      <video:publication_date>2026-11-03T08:26:36-08:00</video:publication_date>
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