What We Buy

Vacant Land Notes Purchased Quickly for Cash

What We Buy:
Seller Financed Land Notes

At Damen Capital, we specialize in purchasing seller financed vacant land notes, either at property closing or afterward. Our goal is to help land investors and sellers close deals faster by offering 'Owner Will Finance' while collecting 84-90% cash immediately.

When you sell land with seller financing, we purchase the promissory note at closing, removing all default risk. You keep 100% of the down payment plus 80-90% of the note balance. Our process is simple, efficient, and transparent, with all loan documents provided. Our terms are clear—no hidden fees, no complications.

Land Types We Buy Notes On

We purchase seller financed notes secured by:

✅ Residential Lots - Buildable lots in subdivisions or rural areas
✅ Rural Acreage - Vacant land parcels for investment or development
✅ Off-Grid Parcels - Remote land suitable for off-grid living
✅ Recreational Land - Hunting, camping, or recreational property
✅ Mobile Home Zoned Land - Lots zoned for manufactured homes

Minimum: $25,000 note balance after down payment

❌ We Don't Buy Notes On:

Land Contracts/Contract for Deed
Steep slopes or unusual topography
Substantial wetlands or flood zones
Failed PERC test/cannot be developed
Most desert properties
Industrial/commercial land

At any stage of your land sale—at closing or years later—we provide immediate cash for your seller financed notes.

Why Choose Damen Capital

Selling vacant land can be slow, especially when limited to cash buyers who expect 10% discounts. Damen Capital solves this by purchasing your seller financed land note at closing, allowing you to offer 'Owner Will Finance' while still collecting 84-90% cash immediately.

Properties with seller financing sell 2-3x faster and at full asking price. Quick closings create urgency, reduce market time, and eliminate default risk. Our approach allows land investors to scale faster by recycling capital—sell properties with owner financing, collect immediate cash, and use that capital to acquire more inventory.

Our Services

At Damen Capital, we specialize in two core services for land investors:

Sell Your Note – Get 84-90% cash at closing by selling your seller financed land note. We purchase notes at closing or anytime after.
Full-Service Note Buying Program – We handle everything: generate all loan documents, complete buyer credit checks, and purchase your note for 80-90% of balance. You just bring the qualified buyer.
Land Acquisition Loans (SimpleLand™) – Finance land purchases with up to 100% funding, no points, and 7-day closings. Scale your portfolio without tying up all your cash.
Strategic Guidance – Expert advice on structuring seller financing, screening buyers, and maximizing note value. Based on 150+ notes purchased.

How Our Note Buying Process Works

Step 1: You Market Your Property - Advertise your land with "OWNER WILL FINANCE" to attract 2-3x more buyers and sell at full asking price.
Step 2: Screen Your Buyer - Ask two simple questions: Do they have 20% down? How's their credit? Then contact us.
Step 3: We Complete Credit Check - We verify your buyer's creditworthiness within 24 hours at no cost to you.
Step 4: We Generate All Documents - We prepare the promissory note, deed of trust, and all required loan paperwork—completely free.
Step 5: Close & Get Paid - We purchase your note for 80-90% of balance at closing. You collect 100% of down payment + note purchase = 84-90% total cash.
Step 6: You're Done - No servicing, no default risk, no monthly payment tracking. Move on to your next deal."

No Risk of Default

By purchasing your land note at closing, Damen Capital eliminates all risk of buyer default. You receive 84-90% cash immediately with no delays or uncertainty. We manage loan servicing, collect monthly payments, and handle any defaults—giving you complete peace of mind. You never track payments, never worry about late fees, and never deal with foreclosure.

Transparent Terms

All agreements are simple, clear, and free of hidden fees or confusing language. Land investors can proceed confidently, knowing exactly what to expect:

You Keep:

100% of buyer's down payment
80-90% of note balance (depending on down payment size)
Total: 84-90% cash at closing

Buyer Pays (Built Into Your Profit):

Loan fee at closing
Monthly servicing fee
No prepayment penalty

Your Cost: $0 - We charge nothing to sellers.

Understanding Land Notes for Sellers

A land note (promissory note) is the legal document where the buyer promises to repay the loan when you sell land with seller financing. It includes:

Key Terms:

Loan amount (sale price minus down payment)
Interest rate (typically 9-12% for land)
Monthly payment amount
Loan term and maturity date
Late fees and default terms

Your Rights as Note Holder: If the buyer stops paying, the note gives you legal authority to:

Demand full repayment through an acceleration clause
Begin foreclosure proceedings on the property
Recover legal fees and costs

With Damen Capital: When we purchase your note at closing, YOU never have to worry about:

❌ Tracking monthly payments
❌ Collecting from late-paying buyers
❌ Managing foreclosure processes
❌ Legal fees for default

We handle everything, and you walk away with cash at closing.