America's #1 Raw Land Note Buyer

Sell Your Land Note &
Get Cash in 7 Days

Want to sell your land note? Turn your seller-financed raw land notes into immediate cash. We buy performing and non-performing vacant land notes for 80-90% of balance — no middlemen, no hassles, no waiting years for payments.

Choose the Option That Fits Your Situation

Whether you already hold a land note or you're about to sell a property, we have a program for you.

Already Holding a Note

Sell an Existing Land Note

You sold land with seller financing and now want to cash out instead of waiting years for monthly payments. Submit your note details and we'll provide a competitive offer within 24 hours. Close in as little as 7 days.

Get a Quote on Your Note
Selling a Property Soon

Full-Service Note Buying at Closing

Offer "Owner Will Finance" to sell 2-3x faster at full asking price. We generate all loan documents, complete buyer credit checks, and purchase your note at closing. You collect 84-90% cash immediately.

Start the Program

Who Sells Their Land Notes?

Land investors sell their notes for many reasons. Here are the most common situations we see.

  • Land Investors & Flippers — Prefer a lump-sum payout instead of waiting years for monthly payments
  • Seller-Financed Sellers — Sold land with owner financing and now want to cash out the remaining balance
  • Need Immediate Capital — Facing reinvestment opportunities, financial obligations, or portfolio diversification
  • Estate & Inheritance — Inherited a land note and would rather receive cash than manage long-term payments
  • Risk-Averse Investors — Want to eliminate risks of borrower default, late payments, or property tax complications

How It Works — From Start to Cash in Hand

Whether you're selling an existing note or using our at-closing program, the process is fast and hands-off.

1

Submit Your Deal

Share basic details about your land note or upcoming property sale. For at-closing deals, market your property with "Owner Will Finance" to attract 2-3x more buyers.

2

We Review & Bid

We evaluate the note balance, property, buyer credit, and terms. You receive a competitive cash offer within 24 hours — no obligation.

3

Credit Check & Documents

We complete the buyer credit check at no cost. For our full-service program, we generate all loan documents — promissory note, deed of trust, and disclosures.

4

In-House Approval

All approvals handled internally — no brokers, no committees, no delays. You get quick certainty on your deal.

5

Close & Get Paid

We wire funds at closing. You collect 100% of the down payment plus 80-90% of the note balance. Done in as little as 7 days.

6

You're Done

No servicing, no default risk, no monthly payment tracking. Move on to your next deal with cash in hand.

How Much Cash Will You Collect?

We purchase notes for 80-90% of balance depending on the buyer's down payment. Higher down payments mean higher payouts — 90%+ with 30%+ down.

PRO TIP: Higher Down Payment = Higher Payout to You (90%+)

Your cost: $0. We charge nothing to sellers. The buyer pays a loan fee at closing and a $25/month servicing fee. No prepayment penalty.

Example: $100K Property Sale

Property Sale Price $100,000
Buyer Down Payment (20%) $20,000
Note Balance $80,000
We Purchase Note (84%) $67,200
Total Cash to You at Closing $87,200

Land Note Purchase Criteria

We purchase seller-financed promissory notes secured by vacant land — at closing or any time after. Minimum $25,000 note balance.

✅ Land Types We Buy Notes On

  • Residential lots — buildable lots in subdivisions or rural areas
  • Rural acreage — vacant land parcels for investment or development
  • Off-grid parcels — remote land suitable for off-grid living
  • Recreational land — hunting, camping, or recreational property
  • Mobile home zoned land — lots zoned for manufactured homes
  • Performing and non-performing notes accepted
  • No seasoning required — we buy at closing

❌ What We Don't Buy

  • Land contracts / contract for deed — we require promissory note + deed of trust (property deeds to buyer at closing)
  • Steep slopes or unusual topography / irregular shapes
  • Substantial wetlands or flood zones
  • Failed PERC test / cannot be developed
  • Most infill lots (unless zoned for mobile homes)
  • Most desert properties
  • Industrial or commercial land
  • Properties without legal and physical access

Benefits of Selling Your Land Note

Cash in 7 Days

Indicative bids in 24 hours, approvals in 48 hours, closings in as little as 7 days. No waiting years for payments.

🎯

Sell 2-3x Faster

Properties with "Owner Will Finance" attract significantly more buyers and sell at full asking price — no 10% cash-buyer discounts.

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Zero Default Risk

We take on all future risk. No tracking payments, no late fees, no foreclosure processes. You're completely done at closing.

🤝

No Middlemen

We fund directly from our own account. No brokers, no hidden fees, no delays — just better pricing and faster closings.

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We Handle Everything

All loan documents, credit checks, and paperwork provided at no cost. You just screen and bring the buyer.

💰

Fair Valuations

Competitive offers based on property location, buyer credit, LTV, interest rate, and payment history. Transparent pricing.

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Flexible Options

Sell the full note or just a portion. Buy at closing or years later. We customize solutions to fit your cash flow needs.

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Vacant Land Specialists

Unlike generic note buyers, we specialize exclusively in raw land and vacant land notes. 150+ notes purchased. We understand undeveloped land valuations.

Clear Pricing, No Surprises

All agreements are simple, clear, and free of hidden fees. You know exactly what to expect before you commit.

You Keep

  • 100% of buyer's down payment
  • 80-90% of note balance (higher down payment = higher payout)
  • Total: 84-90% cash at closing

Buyer Pays

These costs are built into the deal — not out of your pocket.

  • $500 loan fee at closing
  • $25/month servicing fee
  • No prepayment penalty

Your Cost

$0 — We charge nothing to sellers.

Credit Requirements

  • 690+ credit: 20% down payment
  • 630-689 credit: 30% down
  • 601-629 credit: 40% down
  • Below 600 credit: 50% down

*Skip credit check with 50% down or buyback guarantee

Recommended Terms for Maximum Profit

  • Minimum 20% down payment
  • 10.9% interest rate
  • 8-year term

*Different terms? No problem — we can bid on any loan structure.

Screen Buyers With Two Simple Questions

Before sending us a deal, just ask your buyer:

  • 1. Do you have 20% down?
  • 2. How's your credit?
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Free Download

Seller Financing Strategies Guide

Learn how top land investors use seller financing to sell faster, earn more, and scale their business. Get the guide free — just request a copy.

Send Me the Free Guide →

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We Work with Land Investors Nationwide

We buy land notes and fund acquisition loans in most states. Here are some of the markets where we're most active — don't see yours? Reach out anyway.

Alabama → Arkansas → Florida → Georgia → Indiana → Kansas → Kentucky → Maine → Michigan → Minnesota → Mississippi → North Carolina → Ohio → Oklahoma → South Carolina → Tennessee → Texas → Virginia → West Virginia → Wisconsin →

See How Other Sellers Made Out

We've purchased 150+ land notes. See exactly what sellers collected — with full deal breakdowns and real numbers.

View Case Studies →

Watch: What Makes a Land Note Worth Top Dollar

Learn how proper origination — credit checks, down payments, and loan structure — directly impacts what your note is worth when you sell it.

What Our Clients Say

Note Sellers Trust Damen Capital

"I've sold multiple land notes to Eric at the closing table, and his offers have consistently been at the top of the pile. My properties sell much faster than if I held out for cash buyers. My Alabama agents now structure my listings around this approach."

— Gary K.

"The comp reports they send over give me a realistic picture of resale values, which makes underwriting and pricing a lot more straightforward. If you're working in vacant land and want real support instead of guessing on values, they're easy to recommend."

— Colton B.

Ready to Sell Your Land Note?

Get a Free Quote → Call 302-526-0200