Michigan Land Note Buying & Vacant Land Acquisition Loans
Damen Capital specializes in purchasing seller financed land notes and providing vacant land acquisition loans throughout Michigan. Serving land investors in Detroit, Grand Rapids, Ann Arbor, Lansing, Traverse City, Kalamazoo, and all 83 counties.
Why Michigan Land Investors Choose Damen Capital
Michigan offers diverse land investment opportunities from lakefront properties along the Great Lakes to rural acreage in the Upper Peninsula to suburban lots in Metro Detroit. We understand the Michigan land market and provide fast, flexible financing solutions for investors across the state.
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✓ Fast Closings - Close in 7 days and beat other buyers ✓ Statewide Coverage - All 83 Michigan counties
✓ No Broker Delays - Direct funding from our account ✓ 150+ Land Notes Purchased - Proven track record
✓ Competitive Rates - 13-15% on acquisition loans, 80% on note purchases
✓ Up to 100% Financing - Cross-collateralization available
✓ Michigan Market Knowledge - Understanding of seasonal markets and property types
Sell Your Michigan Land Note for Immediate Cash
Have a seller financed land deal in Michigan? We buy land notes and land contracts throughout the state for 80% of the current balance. Close in 7 days and turn your note into immediate cash.​
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How It Works in Michigan:
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1. You sell land with owner financing to a buyer
2. We purchase the note for 80% of balance at closing
3. You keep 100% of down payment + 80% of note
4. We handle all servicing and collections
5. Close in 7 days with a Michigan title company
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Michigan Counties We Serve:
Metro Detroit Area: Wayne • Oakland • Macomb • Washtenaw • Livingston • Monroe • St. Clair
West Michigan: Kent • Ottawa • Muskegon • Allegan • Barry • Ionia
Northern Lower Peninsula: Grand Traverse • Leelanau • Antrim • Charlevoix • Emmet • Cheboygan
Central Michigan: Ingham • Eaton • Clinton • Shiawassee • Gratiot • Isabella • Midland
Southwest Michigan: Kalamazoo • Calhoun • Van Buren • Berrien • Cass • St. Joseph
Thumb Region: Huron • Sanilac • Tuscola • Lapeer • Genesee
Upper Peninsula: Marquette • Houghton • Chippewa • Delta • Menominee • Dickinson
And all other Michigan counties
Common Michigan Land Types We Buy Notes On:
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- Lakefront properties on Great Lakes (Lake Michigan, Lake Huron, Lake Superior)
- Inland lake waterfront lots
- Northern Michigan recreational land
- Rural acreage throughout Michigan
- Up North hunting properties
- Suburban residential lots in Metro Detroit
- Vacation property in Traverse City area
- Wooded parcels in the Upper Peninsula
- Agricultural land in central Michigan
- Cottage sites and cabin properties
Fast Vacant Land Financing Throughout Michigan
Purchase vacant land in Michigan with our SimpleLand acquisition loan program. Get approved in 48 hours and close in 7 days with up to 100% financing available through cross-collateralization.
Michigan Land Loan Features:
- Loan Amounts: $25,000 to $1,000,000
- Interest Rates: 13% (loans $100K+) or 15% (loans under $100K)
- Terms: 2 years, interest-only, extendable
- Down Payment: 20% standard (0% with cross-collateral) -
Closing Timeline: 7 days
- Total Closing Costs: $600 - Exit Fee: 3%
- Property Types: Residential vacant land, rural acreage, recreational property, lakefront
Perfect For Michigan Land Investors:
✓ Flipping vacant land in Metro Detroit suburbs
✓ Buying lakefront lots for resale
✓ Acquiring Up North recreational properties
✓ Building land inventory for summer market
✓ Purchasing hunting land parcels
✓ Investing in Traverse City area vacation properties
✓ Subdividing larger rural acreage
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Michigan Land Loans
We provide fast financing for investors purchasing vacant land in all counties in Michigan.
Michigan Note Buying
We purchase land notes throughout the state of Michigan within 7 days, hassle free.
Michigan Consulting
Learn how to market properties to attract 2-3x more buyers and sell at full asking price.
Serving Key Michigan Land Markets
Metro Detroit Area (Wayne, Oakland, Macomb, Washtenaw Counties) Strong demand for suburban building lots and residential land. Growing communities like Novi, Canton, Livonia, and Ann Arbor offer steady appreciation. Close proximity to Detroit makes these markets attractive for land flippers and developers.
West Michigan (Kent, Ottawa, Muskegon Counties) Grand Rapids metro area experiencing growth with demand for residential lots. Lake Michigan shoreline properties command premium prices. Strong vacation rental market in coastal communities like Holland, Grand Haven, and Saugatuck.
Northern Lower Peninsula (Grand Traverse, Leelanau, Antrim, Emmet Counties) Traverse City region is Michigan's premier vacation destination. High demand for lakefront properties, recreational land, and vacation home sites. Year-round tourism supports strong resale market. Properties near Sleeping Bear Dunes and Torch Lake are particularly desirable.
Central Michigan (Ingham, Eaton, Clinton Counties) Lansing metro area offers affordable land with stable demand. Mix of suburban residential lots and rural acreage. Lower price points ideal for land investors seeking cash flow through seller financing.
Southwest Michigan (Kalamazoo, Berrien, Van Buren Counties) Harbor Country and Kalamazoo areas attract Chicago buyers seeking weekend retreats. Lake Michigan beachfront commands premium pricing. Wine country properties increasingly popular.
Upper Peninsula (Marquette, Houghton, Chippewa, Delta Counties) Remote recreational land and hunting properties. Lower price points with strong appeal to outdoor enthusiasts. Growing interest in off-grid properties. Marquette offers most development activity in the UP.
Inland Lakes Region (Statewide) Michigan has 11,000+ inland lakes creating abundant waterfront opportunities. Properties on all-sports lakes (no size/motor restrictions) sell fastest. Northern lakes like Higgins Lake, Houghton Lake, and Burt Lake see strong vacation demand.
Michigan Land Investment Opportunities
Market Characteristics:
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Average land prices: $2,000-$25,000/acre (varies dramatically by location and water access)
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Lakefront premium: Properties on water sell for 3-10x more than landlocked parcels
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Seasonal market: Peak buying season is April-September; slower in winter months
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Strong seller financing market: Buyers prefer owner financing on recreational properties
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Properties with seller financing sell 2-3x faster in Michigan - "Up North" properties (north of Clare) have loyal buyer base from Detroit/Chicago
Michigan-Specific Considerations:
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Property taxes: Vary widely by county; northern counties typically lower than metro areas
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Waterfront rights: Understand riparian rights on Great Lakes vs. inland lakes
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Zoning: Township zoning varies; some northern townships have minimal restrictions
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Access: Year-round access important; seasonal roads reduce value
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Septic systems: PERC tests critical; many northern soils challenging for septic
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Seasonal factors: Winter showings difficult; list properties early spring for summer sales
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Hunting properties: High demand for parcels with deer, turkey, and waterfowl habitat
Best Property Types for Michigan Land Investors:
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Lake Michigan waterfront (highest values, premium market)
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Inland lake frontage on all-sports lakes (strong consistent demand)
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Northern recreational land 5-40 acres (Up North cabin sites)
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Hunting properties with timber and wildlife (year-round interest)
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Metro Detroit suburban residential lots (steady development demand)
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Traverse City area vacation properties (tourism-driven market)
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River frontage properties (lower cost alternative to lakes)
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