Use property you already own as collateral to secure 100% financing on your next land purchase — no cash down payment required. You maintain full control and can sell your properties at any time.
Cross-collateralization allows you to use an additional property you already own as collateral to secure 100% financing on your new land purchase — no cash down payment required.
Instead of putting 20% down in cash, you pledge other real estate you own as additional security for the loan. Same interest rate, same terms — you're simply using real estate equity instead of cash for security.
Same property, same loan terms — the only difference is where your down payment comes from.
You maintain full control and can sell your properties at any time. Cross-collateralization does not prevent you from selling any of your real estate.
When you sell a collateralized property, simply contact us before closing. We calculate the release amount (equivalent to what your down payment would have been), the title company pays it at closing, we remove our lien, and you keep the rest. Your loan amount is reduced and monthly payments drop accordingly.
Here's what happens when you sell a property that's been used as cross-collateral. You keep the majority of the proceeds and your loan balance is reduced.
Keep your capital for other investments or opportunities instead of tying it up in down payments.
Buy more land without depleting your savings. Scale your portfolio faster with leverage.
Buy and sell as needed. You maintain full control of all your properties at all times.
Leverage existing assets to grow your portfolio faster than cash-only acquisitions allow.
Yes, but we do not cross-collateralize properties with values under $50,000.
Same interest rate and terms — you're simply using real estate equity instead of cash for security. There will be additional fees for the paperwork involved in the cross-collateralization.
No. We only credit you for what you paid for the property, not its full current market value.
Yes. Contact us before closing and we'll calculate the release amount (equivalent to what your down payment would have been). The title company pays the release, we remove our lien, and you keep the remaining proceeds. Your loan balance is reduced accordingly.
No. Properties can be in different states. Standard title work is required on each property.
Get 100% financing through cross-collateralization. Use your existing properties as collateral and keep your cash for other investments.