South Carolina Land Note Buying & Vacant Land Acquisition Loans
Damen Capital specializes in purchasing seller financed land notes and providing vacant land acquisition loans throughout South Carolina. Serving land investors in Columbia, Charleston, Greenville, Myrtle Beach, Spartanburg, Rock Hill, and all 46 counties.
Why South Carolina Land Investors Choose Damen Capital
South Carolina offers coastal waterfront and marsh-view lots, Upstate mountain-adjacent acreage, Midlands lakefront parcels, and timber/hunting tracts across the Pee Dee. We understand the South Carolina land market and provide fast, flexible financing solutions for investors statewide.
✓ Fast Closings - Close in 7 days and beat other buyers
✓ Statewide Coverage - All 46 South Carolina counties
✓ No Broker Delays - Direct funding from our account
✓ 150+ Land Notes Purchased - Proven track record
✓ Competitive Rates - 13-15% on acquisition loans, 80% on note purchases
✓ Up to 100% Financing - Cross-collateralization available
✓ South Carolina Market Knowledge - Understanding of seasonal markets and property types
Sell Your South Carolina Land Note for Immediate Cash
Have a seller financed land deal in South Carolina? We buy land notes and land contracts throughout the state for 80% or more of the current balance. Close in 7 days and turn your note into immediate cash.
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How It Works in South Carolina:
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You sell land with owner financing to a buyer
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We purchase the note for 80% of balance at closing
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You keep 100% of down payment + 80% of note
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We handle all servicing and collections
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Close in 7 days with a South Carolina title company
South Carolina Counties We Serve:
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Lowcountry & Coast: Charleston • Berkeley • Dorchester • Beaufort • Jasper • Colleton • Georgetown
Grand Strand & Pee Dee: Horry • Florence • Darlington • Marion • Dillon • Marlboro • Williamsburg
Midlands: Richland • Lexington • Kershaw • Sumter • Orangeburg • Newberry • Fairfield
Upstate: Greenville • Spartanburg • Anderson • Pickens • Oconee • Cherokee • Union
Lakelands & Western SC: Greenwood • Abbeville • Laurens • McCormick • Saluda • Edgefield
CSRA & Aiken Area: Aiken • Barnwell • Allendale • Bamberg • Calhoun • Hampton
Santee Cooper & I-95 Corridor: Clarendon • Lee • Chesterfield • Lancaster • York • Chester
And all other South Carolina counties
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Common South Carolina Land Types We Buy Notes On:
– Coastal and marsh-view lots (Lowcountry barrier islands, tidal creeks)
– Grand Strand beach-area parcels around Myrtle Beach & Surfside
– Lakefront lots on Lake Murray, Marion, Moultrie, Keowee, Hartwell, Jocassee
– Upstate small-acreage tracts near Greenville/Spartanburg
– Timber and hunting land across the Pee Dee and Sandhills
– Equestrian and mini-farm acreage around Aiken
– Suburban residential lots near Columbia, Charleston, Greenville, Rock Hill
– Riverfront parcels along the Savannah, Edisto, Saluda, and Broad Rivers
Fast Vacant Land Financing Throughout South Carolina
Purchase vacant land in South Carolina with our SimpleLand acquisition loan program. Get approved in 48 hours and close in 7 days with up to 100% financing available through cross-collateralization.
South Carolina Land Loan Features:
– Loan Amounts: $25,000 to $1,000,000
– Terms: 2 years, interest-only, extendable
– Down Payment: 20% standard (0% with cross-collateral)
– Closing Timeline: 7 days
– Total Closing Costs: $600
– Exit Fee: 3%
– Property Types: Residential vacant land, rural acreage, recreational property, lakefront
Perfect For South Carolina Land Investors:
✓ Flipping coastal and suburban lots near major metros
✓ Buying lakefront parcels on Murray, Marion, Moultrie, Hartwell, Keowee
✓ Acquiring timber/hunting acreage in the Pee Dee and Sandhills
✓ Building inventory ahead of spring/summer coastal activity
✓ Subdividing larger rural acreage along growth corridors (I-26/I-77/I-85)
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South Carolina Land Loans
We provide fast financing for investors purchasing vacant land in all counties in South Carolina.
South Carolina Note Buying
We purchase land notes throughout the state of South Carolina within 7 days, hassle free.
South Carolina Consulting
Learn how to market properties to attract 2-3x more buyers and sell at full asking price.
Serving Key South Carolina Land Markets
Charleston & Lowcountry (Charleston, Berkeley, Dorchester, Beaufort)
Strong demand for coastal and marsh-view parcels; premiums for barrier-island and tidal-creek lots. Suburban growth in Summerville/Goose Creek supports quick resales.
Columbia & Midlands (Richland, Lexington, Kershaw)
State capital growth corridor with steady absorption of buildable lots and lake-adjacent parcels (Lake Murray). Simple splits move quickly with clear access/utilities.
Greenville–Spartanburg & Upstate (Greenville, Spartanburg, Anderson, Pickens, Oconee)
Manufacturing and in-migration fuel appetite for small-acreage tracts and suburban lots; lake markets Keowee/Hartwell/Jocassee command premiums.
Grand Strand & Pee Dee (Horry, Georgetown, Florence)
Beach-adjacent parcels and second-home sites see seasonal spikes; interior timber/hunting tracts provide year-round buyer pools.
Rock Hill & I-77 Corridor (York, Lancaster, Chester)
Charlotte spillover drives demand for buildable lots and mini-farms; entitled parcels near Fort Mill/Tega Cay see rapid turnover.
Aiken & CSRA (Aiken, Edgefield)
Equestrian and hobby-farm acreage popular; steady demand for small tracts and convenient rural parcels with road frontage.
South Carolina Land Investment Opportunities
Market Characteristics:
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Waterfront/coastal premiums with strong spring/summer seasonality
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Lakefront demand around Murray/Keowee/Hartwell supports faster resales
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Seller-financing common on rural and timber tracts
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Suburban growth around Charleston, Columbia, and Greenville drives lot demand
State-Specific Considerations:
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Flood zones, wind/hurricane standards, and elevation on coastal parcels
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Septic/perk and soils in Lowcountry and Sandhills; wetlands delineation as needed
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Dock/shoreline rules on major lakes (Murray, Keowee, Hartwell, Marion/Moultrie)
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Recorded access and utility feasibility improve timelines and terms
Best Property Types for South Carolina Land Investors:
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Coastal and marsh-view lots in the Lowcountry
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Lakefront parcels on Murray, Keowee, Hartwell, Marion/Moultrie
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Suburban residential lots near Charleston/Columbia/Greenville/Rock Hill
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Timber and hunting acreage across Pee Dee/Sandhills
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Equestrian and mini-farm tracts around Aiken
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Riverfront parcels along the Savannah/Edisto/Saluda/Broad
Land Financing Trends – South Carolina
– Coastal and lakefront parcels maintain premiums; insurance/flood considerations can shape LTV and timeline.
– Seller financing remains common on rural acreage; 10–20% down with short balloons typical.
– Private money prioritizes 7-day closes over marginal rate differences.
– Cross-collateralization increasingly used to reach up to 100% financing on flips/short holds.
– Seasonality peaks in spring/summer on coast and lakes; timber/hunting stays steady fall/winter.
– Entitled suburban lots near growth corridors move fastest; remote tracts require access/utility diligence.
