Minnesota Services

Minnesota Land Note Buying & Vacant Land Loans

We purchase seller-financed land notes and provide vacant land acquisition loans throughout Minnesota. Serving Minneapolis, St. Paul, Duluth, Rochester, Brainerd Lakes, Bemidji and all 87 counties.

Get a Free Quote β†’ Call 302-526-0200

Minnesota offers outstanding land investment opportunities from pristine lakefront properties on 10,000+ lakes to North Shore scenic properties along Lake Superior to hunting land in the Big Woods region.

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7-Day Closings

Close fast and beat other buyers

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All 87 Counties

Statewide Minnesota coverage

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100% Financing

Cross-collateralization available

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Direct Funding

No brokers, no third-party delays

Two Ways We Serve Minnesota

Sell Your Minnesota Land Note

Have a seller-financed land deal in Minnesota? We buy land notes throughout the state for 80-90% of the current balance. Close in 7 days and turn your note into immediate cash.

  • We purchase notes for 80-90% of balance at closing
  • You keep 100% of the buyer's down payment
  • We handle all servicing and collections
  • Close in 7 days with a Minnesota title company

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Minnesota Land Acquisition Loans

Purchase vacant land in Minnesota with our Damen Capital acquisition loan program. Get approved in 48 hours and close in 7 days with up to 100% financing available.

  • Loans from $30K to $1M
  • Interest-only: 14% ($100K+) or 16% (under $100K)
  • 2-year extendable terms
  • 20% down standard, 0% with cross-collateral
  • No appraisal or survey required

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Serving Key Minnesota Land Markets

Twin Cities Metro

Hennepin, Ramsey, Dakota, Anoka, Washington, Carver, Scott Counties

Minneapolis-St. Paul metro with continuous growth and strong demand for suburban building lots. Communities like Prior Lake, Stillwater, and Chaska offer steady appreciation.

Brainerd Lakes Area

Crow Wing, Cass, Aitkin Counties

Minnesota's premier recreational destination with 400+ lakes. Extremely high demand for lakefront properties near Brainerd, Nisswa, and Crosslake.

North Shore

Lake, Cook, St. Louis Counties

Scenic properties along Lake Superior's western shore. Premium market for properties with lake views near Duluth, Two Harbors, and Grand Marais.

Boundary Waters / Ely Area

St. Louis, Lake, Cook Counties

Gateway to Boundary Waters Canoe Area Wilderness. High demand for lakefront properties and wilderness parcels near Ely.

Central Minnesota Lakes

Stearns, Douglas, Otter Tail Counties

Alexandria Lakes area with abundant lake properties at lower price points than Brainerd. Growing market for vacation and retirement properties.

Southeast Minnesota

Olmsted, Wabasha, Winona, Goodhue Counties

Rochester metro growth driving suburban development. Bluff country properties along Mississippi River highly desirable.

St. Croix Valley

Washington, Chisago, Pine Counties

Properties along St. Croix National Scenic Riverway command premium prices. Easy access from Twin Cities creates strong buyer market.

Minnesota Land Types We Work With

β†’Lakefront properties on Minnesota's 10,000+ lakes
β†’Brainerd Lakes area recreational land
β†’North Shore properties along Lake Superior
β†’Boundary Waters area wilderness parcels
β†’Hunting land throughout the state
β†’Agricultural land in southern Minnesota
β†’River frontage on Mississippi, St. Croix, Minnesota Rivers
β†’Cabin sites and vacation properties
β†’Suburban residential lots in Twin Cities metro

Owner Financed Land in Minnesota

Looking to buy Minnesota land with owner financing? Many sellers across the state offer seller-financed terms on vacant land β€” from lake country recreational land to Twin Cities suburban lots to southern agricultural parcels. Owner financed land gives buyers flexible terms and faster closings without bank approval.

If you're a land investor selling owner financed land in Minnesota, we can buy your promissory note at closing β€” turning your seller-financed deal into immediate cash. Or if you're looking to buy Minnesota land, our acquisition loans close in 7 days with no appraisal required.

Seller Financing Guide β†’ Sell Your Minnesota Note β†’

Ready to Get Started in Minnesota?

Whether you're selling a land note or financing your next acquisition in the North Star State, we'll give you a clear quote within 24 hours.

Get a Free Quote β†’ Call 302-526-0200