Texas Land Note Buying & Vacant Land Acquisition Loans
Damen Capital specializes in purchasing seller financed land notes and providing vacant land acquisition loans throughout Texas. Serving land investors in Dallas–Fort Worth, Austin, Houston, San Antonio, El Paso, Corpus Christi, and all 254 counties.
Why Texas Land Investors Choose Damen Capital
Texas offers exceptional land investment opportunities from Hill Country small-acreage tracts and lakefront lots to Gulf Coast waterfront to East Texas timber and hunting land. We understand the Texas land market and provide fast, flexible financing solutions for investors across the Lone Star State.​
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✓ Fast Closings - Close in 7 days and beat other buyers ✓ Statewide Coverage - All 254 Texas counties
✓ No Broker Delays - Direct funding from our account ✓ 150+ Land Notes Purchased - Proven track record
✓ Competitive Rates - 13-15% on acquisition loans, 80% on note purchases
✓ Up to 100% Financing - Cross-collateralization available
✓ Texas Market Knowledge - Understanding of seasonal markets and property types
Sell Your Texas Land Note for Immediate Cash
Have a seller financed land deal in Texas? We buy land notes and land contracts throughout the state for 80% or more of the current balance. Close in 7 days and turn your note into immediate cash.​
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How It Works in Texas:
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1. You sell land with owner financing to a buyer
2. We purchase the note for 80% of balance (or more) at closing
3. You keep 100% of down payment + 80%+ of note
4. We handle all servicing and collections
5. Close in 7 days with a Texas title company
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Texas Counties We Serve:
Dallas–Fort Worth & North Texas: Dallas • Tarrant • Collin • Denton • Rockwall • Kaufman • Ellis • Johnson
Central Texas & I-35 Corridor: Travis • Williamson • Hays • Bell • McLennan • Coryell • Burnet
Houston & Gulf Coast: Harris • Fort Bend • Montgomery • Galveston • Brazoria • Chambers • Liberty • Matagorda
San Antonio & South Texas: Bexar • Comal • Guadalupe • Kendall • Wilson • Atascosa • Nueces • Webb
East Texas Piney Woods: Smith • Gregg • Angelina • Nacogdoches • Jefferson • Polk • San Jacinto
Hill Country: Kerr • Gillespie • Llano • Blanco • Bandera • Medina • Kimble • Mason
West Texas & Permian Basin: El Paso • Midland • Ector • Tom Green • Howard • Reeves • Pecos
Panhandle & High Plains: Potter • Randall • Lubbock • Moore • Hutchinson • Deaf Smith • Carson
And all other Texas counties
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Common Texas Land Types We Buy Notes On:
– Hill Country small-acreage tracts and ranch parcels
– Gulf Coast and bayside waterfront lots (Galveston, Matagorda areas)
– East Texas timber and hunting land
– Lakefront lots on Lake Travis, LBJ, Conroe, Livingston, Cedar Creek
– Suburban residential lots around Austin, DFW, Houston, and San Antonio
– River frontage along the Guadalupe, Colorado, Brazos, and San Marcos
– West Texas acreage near growth corridors
– South Texas brush country hunting properties
– Agricultural farmland in Blackland Prairie and Coastal Bend regions
– Wooded cabin sites in Piney Woods
Fast Vacant Land Financing Throughout Texas
Purchase vacant land in Texas with our SimpleLand acquisition loan program. Get approved in 48 hours and close in 7 days with up to 100% financing available through cross-collateralization.
Texas Land Loan Features:
- Loan Amounts: $25,000 to $1,000,000
- Terms: 2 years, interest-only, extendable
- Down Payment: 20% standard (0% with cross-collateral)
- Closing Timeline: 7 days
- Total Closing Costs: $600
- Exit Fee: 3%
- Property Types: Residential vacant land, rural acreage/ranchettes, recreational/hunting property, lakefront and coastal waterfront.
Perfect For Texas Land Investors:
✓ Flipping lakefront and suburban lots near major metros
✓ Buying Hill Country small-acreage tracts for resale
✓ Acquiring East Texas timber/hunting properties
✓ Building land inventory ahead of spring/summer market
✓ Purchasing Gulf Coast waterfront and bayside parcels
✓ Subdividing larger rural acreage
✓ Aggregating tracts along I-35, I-10, and SH-130 corridors
✓ Investing in West Texas growth areas
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Texas Land Loans
We provide fast financing for investors purchasing vacant land in all counties in Texas.
Texas Note Buying
We purchase land notes throughout the state of Texas within 7 days, hassle free.
Texas Consulting
Learn how to market properties to attract 2-3x more buyers and sell at full asking price.
Serving Key Texas Land Markets
Dallas–Fort Worth Metroplex (Dallas, Tarrant, Collin, Denton)
One of the nation’s fastest-growing corridors. Strong demand for suburban building lots in Frisco, McKinney, Prosper, and Mansfield. Ideal for land flippers and developers serving DFW expansion.
Austin & Hill Country (Travis, Williamson, Hays, Burnet)
Rapid in-migration and higher incomes drive strong resale for buildable lots and small-acreage tracts. Lake Travis/Highland Lakes parcels command premiums; SH-130 corridor adds velocity.
Houston & Gulf Coast (Harris, Fort Bend, Montgomery, Galveston)
Large buyer pool and steady absorption. Coastal and bayside markets see seasonal spikes; suburban lot demand strong in Katy, Cypress, The Woodlands, and League City.
San Antonio & I-35 South (Bexar, Comal, Guadalupe, Kendall)
Affordable entry points vs. Austin with robust demand around Boerne, New Braunfels, and Cibolo. Mix of suburban lots, riverfront, and small acreage.
East Texas Piney Woods (Smith, Gregg, Angelina, Nacogdoches)
Timber, lakes, and hunting create durable buyer pools. Cabin sites and timber/hunting tracts trade year-round; lake markets (Toledo Bend, Sam Rayburn) are active.
West Texas & Permian Basin (Midland, Ector, Tom Green)
Lower price-per-acre and strong interest in larger acreage tracts. Off-grid and ranchette demand growing near Midland–Odessa and San Angelo.
Rio Grande Valley & Coastal Bend (Hidalgo, Cameron, Nueces)
Vacation and bayside activity around South Padre and Corpus Christi. Infill and suburban lots in McAllen–Brownsville corridor see consistent demand.
Texas Panhandle & High Plains (Potter, Randall, Lubbock)
Affordable acreage and steady demand for small ranch/hobby farm properties; development activity around Amarillo and Lubbock.
Texas Land Investment Opportunities
Market Characteristics:
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Wide price range: ~$1,500–$35,000/acre depending on metro proximity, water, and utilities
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Waterfront premium: Coastal and major-lake frontage sells for multiples vs. landlocked parcels
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Year-round market with spring/summer peaks; fall hunts support rural parcel activity
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Strong seller-financing appetite on recreational and rural acreage
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In-migration to major metros fuels suburban lot demand
Texas-Specific Considerations:
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Property taxes & ag/wildlife valuation exemptions vary by county; verify current status
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Mineral rights and surface use can be severed; understand reservations when applicable
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Floodplains & coastal windstorm requirements affect buildability/insurance on Gulf Coast
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Water: well/septic feasibility and availability of utilities can drive pricing
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Access & easements: recorded access and year-round maintenance preferred
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Zoning/Deed restrictions and HOA in resort/ranchette subdivisions
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Survey availability and metes-and-bounds descriptions in rural areas
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Riparian considerations along major rivers and Highland Lakes
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Seasonal road conditions in remote tracts may impact value and timeline
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Hunting seasons influence showing activity on rural acreage
Best Property Types for Texas Land Investors:
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Hill Country small-acreage tracts (5–20 acres; cabin/ranchette sites)
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Lakefront lots on Travis, LBJ, Conroe, Livingston, Cedar Creek
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Suburban residential lots near Austin/DFW/Houston/San Antonio
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Gulf Coast bayside and canal-front parcels (Galveston, Matagorda areas)
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East Texas timber & hunting properties (20–100 acres)
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West Texas ranch acreage near growth corridors
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River frontage on Guadalupe/Colorado/Brazos systems
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Affordable Panhandle/High Plains acreage for hobby farms
Texas Land Financing Trends:
– Strong investor demand along the I-35 corridor (DFW–Austin–San Antonio) keeps buildable lots and small-acreage tracts moving quickly.
– Seller financing remains common on rural acreage; typical structures include 10–20% down with short balloons.
– Private money bridges speed gaps vs. banks; investors prioritize 7-day closes over marginal rate differences.
– Cross-collateralization is rising to reach up to 100% financing on flips and short-term holds.
– Seasonality: spring/summer peaks; fall hunting season supports steady activity on timber/brush-country tracts.
– Waterfront premiums (Highland Lakes & Gulf Coast) persist; flood/insurance considerations can influence LTV and timelines.
– Entitled suburban lots near fast-growing metros trade fastest; off-grid/remote parcels may need extra diligence on access, utilities, and surveys.
– Subdivision/lot splits in fringe metros see active demand where utilities and road access are clear.
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