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Damen Capital Fund Logo

Ohio Land Note Buying & Vacant Land Acquisition Loans

Damen Capital specializes in purchasing seller financed land notes and providing vacant land acquisition loans throughout Ohio. Serving land investors in Columbus, Cleveland, Cincinnati, Toledo, Akron, Dayton, and all 88 counties.

Why Ohio Land Investors Choose Damen Capital

Ohio offers Lake Erie shoreline parcels, Hocking Hills cabin sites, affordable SE Appalachian acreage, productive NW farmland, and suburban lots around fast-growing metros. We understand the Ohio land market and provide fast, flexible financing solutions for investors statewide.
 

✓ Fast Closings - Close in 7 days and beat other buyers
✓ Statewide Coverage - All 88 Ohio counties
✓ No Broker Delays - Direct funding from our account
✓ 150+ Land Notes Purchased - Proven track record
✓ Competitive Rates - 13-15% on acquisition loans, 80% on note purchases
✓ Up to 100% Financing - Cross-collateralization available
✓ Ohio Market Knowledge - Understanding of seasonal markets and property types
 

Best Real Estate Buyer Consultation

Sell Your Ohio Land Note for Immediate Cash

Have a seller financed land deal in Ohio? We buy land notes and land contracts throughout the state for 80% or more of the current balance. Close in 7 days and turn your note into immediate cash.
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How It Works in Ohio:

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1. You sell land with owner financing to a buyer

2. We purchase the note for 80% of balance (or more) at closing

3. You keep 100% of down payment + 80%+ of note

4. We handle all servicing and collections

5. Close in 7 days with an Ohio title company

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Ohio Counties We Serve:

 

Columbus & Central Ohio: Franklin • Delaware • Union • Licking • Fairfield • Pickaway • Madison

Cleveland & Northeast: Cuyahoga • Lake • Geauga • Lorain • Summit • Medina • Ashtabula • Portage

Cincinnati & Southwest: Hamilton • Warren • Butler • Clermont • Greene • Montgomery • Miami

Toledo & Northwest: Lucas • Wood • Hancock • Allen • Defiance • Henry • Fulton • Sandusky

Akron–Canton & NE Interior: Summit • Stark • Portage • Wayne • Tuscarawas • Holmes

Dayton & West Central: Montgomery • Miami • Clark • Champaign • Darke • Preble

Southeast & Appalachian Ohio: Athens • Hocking • Vinton • Washington • Meigs • Perry • Morgan • Gallia

Lake Erie Shoreline & Islands: Erie • Ottawa • Sandusky • Lorain • Ashtabula


And all other Ohio counties

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Common Ohio Land Types We Buy Notes On:

– Lake Erie shoreline and islands waterfront/adjoining lots
– Hocking Hills cabin sites and recreational acreage
– Rural farmland parcels in NW and central counties
– Timber/hunting tracts across SE Appalachian Ohio
– Suburban residential lots around Columbus/Cincinnati/Cleveland/Dayton
– River/creek frontage along the Ohio, Muskingum, Scioto, and Maumee Rivers
– Lake-area parcels near Buckeye, Indian, Alum Creek, Mosquito, Atwood

Fast Vacant Land Financing Throughout Ohio

Purchase vacant land in Ohio with our SimpleLand acquisition loan program. Get approved in 48 hours and close in 7 days with up to 100% financing available through cross-collateralization.
 

Ohio Land Loan Features:

– Loan Amounts: $25,000 to $1,000,000
– Terms: 2 years, interest-only, extendable
– Down Payment: 20% standard (0% with cross-collateral)
– Closing Timeline: 7 days
– Total Closing Costs: $600
– Exit Fee: 3%
– Property Types: Residential vacant land, rural acreage, recreational property, lakefront


Perfect For Ohio Land Investors:

✓ Flipping suburban lots near Columbus/Cincinnati/Cleveland
✓ Buying lakefront and lake-area parcels (Erie shoreline, Buckeye/Indian/Mosquito)
✓ Acquiring Hocking Hills cabin sites and recreational acreage
✓ Aggregating/splitting rural tracts along growth corridors
✓ Purchasing SE Ohio timber/hunting properties

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Ohio Land Loans

We provide fast financing for investors purchasing vacant land in all counties in Ohio.

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Ohio Note Buying

We purchase land notes throughout the state of Ohio within 7 days, hassle free.

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Ohio Consulting

Learn how to market properties to attract 2-3x more buyers and sell at full asking price. 

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Serving Key Ohio Land Markets

Columbus Metro (Franklin, Delaware, Union, Licking, Fairfield)
High growth and new construction drive demand for buildable lots in suburbs like Dublin, New Albany, Powell, and Grove City; strong resale velocity.

Cleveland & Northeast (Cuyahoga, Lake, Geauga, Lorain, Summit)
Shoreline and western-suburb activity pairs with steady suburban lot demand; premium pricing for lake-adjacent parcels and wooded lots.

Cincinnati & Southwest (Hamilton, Warren, Butler, Clermont)
Strong buyer pool near Mason, West Chester, Loveland, and Liberty Township; mini-farms and suburban lots move quickly.

Toledo & Northwest (Lucas, Wood, Hancock, Allen)
Affordable acreage and farmland parcels with steady year-round buyer interest; infill lots near suburbs see reliable absorption.

Akron–Canton & NE Interior (Summit, Stark, Portage, Wayne)
Commuter patterns support small-acreage tracts and buildable lots; wooded parcels with utilities/access trade fastest.

Southeast & Hocking Hills/Appalachia (Athens, Hocking, Vinton, Washington)
Tourism and recreation drive demand for cabin sites, off-grid parcels, and hunting tracts; clear access and surveys help deals close.

Lake Erie Shoreline & Islands (Erie, Ottawa, Sandusky, Ashtabula)
Waterfront and near-water parcels command premiums; dock/shoreline rules and flood considerations may shape timelines.

Ohio Land Investment Opportunities

Market Characteristics:

  • Waterfront/lake-area premiums; year-round demand with spring/summer peaks

  • Robust suburban lot demand around Columbus/Cincinnati/Cleveland growth arcs

  • Seller-financing common on rural and recreational tracts

  • Affordable SE Appalachian acreage draws cabin/hunting buyers
     

State-Specific Considerations:

  • Septic/perk tests and soil types influence buildability on rural parcels

  • Floodplain and shoreline regulations on Lake Erie and major rivers

  • Recorded access and utility feasibility (electric, water, gas) improve terms

  • Survey status and minor lot-split/platting requirements vary by county
     

Best Property Types for Ohio Land Investors:

  1. Lake Erie shoreline/islands parcels and near-water lots

  2. Hocking Hills cabin sites and recreational acreage

  3. Suburban residential lots near Columbus/Cincinnati/Cleveland/Dayton

  4. Timber & hunting properties across SE Ohio

  5. Rural farmland parcels in NW and central counties

  6. River/creek frontage on Ohio/Muskingum/Scioto/Maumee systems
     

Land Financing Trends – Ohio

– Suburban lots near Columbus/Cincinnati/Cleveland trade fastest; entitled parcels see strongest velocity.
– Seller financing remains common on rural/recreational acreage; 10–20% down with short balloons typical.
– Private money helps investors prioritize 7-day closings over marginal rate differences.
– Cross-collateralization increasingly used to reach up to 100% financing on flips/short holds.
– Seasonality peaks spring/summer, with steady cabin/hunting activity in SE Ohio through fall.
– Waterfront/lake-area premiums remain durable; shoreline/flood considerations can affect LTV/timelines.
 

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Frequently Asked Questions

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