Tennessee Land Note Buying & Vacant Land Acquisition Loans
Damen Capital specializes in purchasing seller financed land notes and providing vacant land acquisition loans throughout Tennessee. Serving land investors in Nashville, Memphis, Knoxville, Chattanooga, Clarksville, Murfreesboro, and all 95 counties.
Why Tennessee Land Investors Choose Damen Capital
Tennessee offers diverse land opportunities—from Smoky Mountain cabin sites and Cumberland Plateau acreage to lakefront lots on TVA reservoirs and fertile Middle/West Tennessee farmland. We understand the Tennessee land market and provide fast, flexible financing solutions for investors across the state.
✓ Fast Closings - Close in 7 days and beat other buyers
✓ Statewide Coverage - All 95 Tennessee counties
✓ No Broker Delays - Direct funding from our account
✓ 150+ Land Notes Purchased - Proven track record
✓ Competitive Rates - 13-15% on acquisition loans, 80% on note purchases
✓ Up to 100% Financing - Cross-collateralization available
✓ Tennessee Market Knowledge - Understanding of seasonal markets and property types
Sell Your Tennessee Land Note for Immediate Cash
Have a seller financed land deal in Tennessee? We buy land notes and land contracts throughout the state for 80% or more of the current balance. Close in 7 days and turn your note into immediate cash.​
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How It Works in Tennessee:
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You sell land with owner financing to a buyer
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We purchase the note for 80% of balance at closing
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You keep 100% of down payment + 80% of note
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We handle all servicing and collections
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Close in 7 days with a Tennessee title company
Tennessee Counties We Serve:
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Nashville & Middle Tennessee: Davidson • Williamson • Rutherford • Wilson • Sumner • Maury • Robertson
Memphis & West Tennessee: Shelby • Fayette • Tipton • Lauderdale • Madison • Haywood • Hardeman
Knoxville & East Tennessee: Knox • Blount • Anderson • Sevier • Loudon • Roane • Jefferson
Chattanooga & Southeast Tennessee: Hamilton • Bradley • Rhea • Marion • Meigs • Polk • McMinn
Upper Cumberland & Plateau: Putnam • Cumberland • Overton • White • Fentress • Pickett • Morgan
Tri-Cities & Northeast Tennessee: Washington • Sullivan • Carter • Greene • Hawkins • Unicoi • Johnson
Tennessee River & Western Highlands: Henry • Benton • Humphreys • Perry • Decatur • Hardin • Wayne
Cumberland Rim & South Central: Bedford • Coffee • Giles • Lawrence • Lincoln • Marshall • Franklin
And all other Tennessee counties
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Common Tennessee Land Types We Buy Notes On:
– Smoky Mountains and Appalachian foothill cabin sites
– Cumberland Plateau small-acreage tracts and recreational parcels
– Lakefront lots on Norris, Douglas, Cherokee, Watts Bar, Center Hill, Dale Hollow
– Middle Tennessee suburban residential lots around Nashville and Murfreesboro
– Tennessee River frontage and TVA reservoir shoreline parcels
– Timber and hunting land in East and South-Central Tennessee
– West Tennessee farmland and hobby-farm acreage
– River/creek parcels with bluff or valley views
Fast Vacant Land Financing Throughout Tennessee
Purchase vacant land in Tennessee with our SimpleLand acquisition loan program. Get approved in 48 hours and close in 7 days with up to 100% financing available through cross-collateralization.
Tennessee Land Loan Features:
- Loan Amounts: $25,000 to $1,000,000
- Terms: 2 years, interest-only, extendable
- Down Payment: 20% standard (0% with cross-collateral)
- Closing Timeline: 7 days
- Total Closing Costs: $600
- Exit Fee: 3%
- Property Types: Residential vacant land, rural acreage/ranchettes, recreational/hunting property, lakefront and coastal waterfront.
Perfect For Tennessee Land Investors:
✓ Flipping lakefront and suburban lots near major metros
✓ Buying cabin sites and small-acreage tracts in the Smokies and on the Plateau
✓ Acquiring timber/hunting properties in East & South-Central TN
✓ Building land inventory ahead of spring/summer market
✓ Purchasing Tennessee River and TVA reservoir waterfront parcels
✓ Subdividing larger rural acreage near growing corridors
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Tennessee Land Loans
We provide fast financing for investors purchasing vacant land in all counties in Tennessee.
Tennessee Note Buying
We purchase land notes throughout the state of Tennessee within 7 days, hassle free.
Tennessee Consulting
Learn how to market properties to attract 2-3x more buyers and sell at full asking price.
Serving Key Tennessee Land Markets
Nashville & Middle Tennessee (Davidson, Williamson, Rutherford, Wilson, Sumner, Maury)
Rapid in-migration and job growth keep demand high for buildable lots and small-acreage tracts around Franklin, Nolensville, Mt. Juliet, and Murfreesboro. Strong resale velocity near I-65/I-24 corridors; entitled suburban lots trade fastest.
Memphis & West Tennessee (Shelby, Tipton, Fayette, DeSoto MS-adjacent)
Large buyer pool with steady absorption for suburban lots (Collierville, Arlington, Lakeland) and affordable acreage. Hobby-farm tracts and river-influenced parcels see consistent activity.
Knoxville & Smoky Mountains (Knox, Sevier, Blount, Anderson)
Tourism and short-term rental demand support cabin sites and view parcels; premium pricing on Norris/Douglas/Cherokee waterfront. Utilities/access clarity helps deals close quicker.
Chattanooga & Southeast Tennessee (Hamilton, Bradley, Rhea, Marion)
Manufacturing and outdoor-driven growth fuel demand for buildable lots, small acreage, and river-view parcels along the Tennessee River. Good flip velocity around Ooltewah, East Brainerd, and Northshore.
Upper Cumberland & Plateau (Putnam, Cumberland, White, Fentress, Overton)
Cumberland Plateau acreage offers attractive price-per-acre and strong interest in recreational/homestead sites. Perk tests and driveway access planning help move properties faster.
Tri-Cities & Northeast (Washington, Sullivan, Carter, Greene, Johnson, Unicoi)
Affordable wooded acreage and lake-adjacent parcels draw steady buyers. Cabin sites and small tracts near Watauga/South Holston lakes and the Appalachian foothills perform well.
Tennessee River, Kentucky Lake & Land Between the Lakes Area (Henry, Stewart, Benton, Humphreys, Decatur, Hardin)
Waterfront and water-access lots command premiums; dock/shoreline rules and flood considerations shape timelines. Interior acreage with trail/ATV access also sees durable demand.
South-Central & I-65 Corridor (Maury, Marshall, Giles, Lincoln, Lawrence)
Growth radiating from Nashville supports buildable lots and mini-farm tracts. Clear utilities and simple splits near towns like Columbia, Lewisburg, and Pulaski sell reliably.
Greater Knoxville-Cookeville Growth Arc (Loudon, Roane, Putnam, Monroe)
New construction and commuter patterns create appetite for suburban lots and small acreage off I-40/I-75. Lake-adjacent (Watts Bar/Tellico) parcels maintain outsized interest.
Tennessee Land Investment Opportunities
Market Characteristics:
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Wide price range: varies by metro proximity, mountain/lake views, and utility access
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Waterfront premium: TVA reservoir and river frontage trade at higher multiples
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Year-round market with spring/summer peaks; fall/winter steady for cabin/hunting tracts
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Strong seller-financing appetite on recreational and rural acreage
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Growth corridors around Nashville, Knoxville, and Chattanooga lift suburban lot demand
Tennessee-Specific Considerations:
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Topography (slope, soils) impacts buildability and septic suitability (perk tests)
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Floodplain and dock/shoreline use rules on TVA lakes can affect value and timeline
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Recorded access and utility feasibility preferred; private/seasonal roads reviewed case-by-case
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Survey availability, deed restrictions/HOA in resort and ranchette subdivisions
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Timber value and hunting-season access can influence pricing and showings
Best Property Types for Tennessee Land Investors:
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Cabin sites and small-acreage tracts in the Smokies & Cumberland Plateau
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Lakefront lots on Norris, Douglas, Cherokee, Watts Bar, Center Hill, Dale Hollow
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Suburban residential lots near Nashville, Knoxville, and Chattanooga
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Tennessee River frontage and river-view parcels
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Timber & hunting properties in East and South-Central TN
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West Tennessee farmland and hobby-farm acreage
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Bluff-view and ridge-top parcels with long-range views
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Infill/subdivision lots near growing towns (Franklin, Murfreesboro, Mt. Juliet)
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Small subdivision/lot-split opportunities where access/utilities are clear
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Lake-adjacent interior lots (walkable/short drive to water recreation)
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Off-grid/homestead-ready acreage with recorded access and perk-tested soils
Tennessee Land Financing Trends:
– Strong investor demand around Nashville, Knoxville, and Chattanooga keeps buildable lots and small-acreage tracts moving quickly.
– Seller financing is common on rural and recreational acreage; short balloons with 10–20% down are typical.
– Private money helps investors prioritize fast 7-day closings over marginal rate differences.
– Cross-collateralization is increasingly used to reach up to 100% financing on flips and short holds.
– Seasonality: spring/summer peaks; fall activity remains steady for cabin and hunting tracts.
– Waterfront premiums (TVA lakes/river) persist; shoreline and flood considerations can impact LTV and timelines.
– Entitled suburban lots near growing corridors trade fastest; remote parcels need extra diligence on access, utilities, and surveys.
– Simple lot splits and small subdivisions see interest where road access and utilities are clear.
