Full-Service Note Buying Program

Sell Land Faster & Collect 84–90% at Closing

Offer seller financing to sell 2–3x faster at full asking price. We generate all loan documents, complete credit checks, and purchase your note at closing. You keep 100% of the down payment plus 80% of the note.

Turn Your Land Sale Into Cash at Closing

Seller financing lets you sell land 2–3x faster at full list price — cash buyers expect a 10% discount. With our program, you collect 84–90% of the total sale price as cash at closing, with zero risk of buyer default.

We handle everything: generating loan documents, running credit checks, and purchasing the note. You market the property and collect your money.

Example: $100K Sale Price

Sale Price $100,000
Down Payment (20%) $20,000
Note Balance $80,000
Note Sale (80% of balance) $64,000
Total Cash at Closing $84,000
PRO TIP: Higher down payment = higher payout to you (90%+)

We Handle Everything

We specialize in making seller financing simple for land investors by generating all loan documents and required paperwork, purchasing your note for 80% of balance at closing, and preventing all headaches and default risk.

Simple Process

  • You: Market your property with "Owner Will Finance"
  • We: Complete buyer credit check
  • We: Provide all required loan documents
  • We: Wire your funds at closing

Screen Buyers With Two Questions

  • Do you have 20% down?
  • How's your credit?

Terms for Maximum Profit

  • Minimum 20% down payment
  • 10.9% interest rate
  • 8 year term

Different terms? No problem — we can bid any loan.

Buyer Fees (Built Into Your Profit)

  • $500 loan fee at closing
  • $25/month loan servicing fee
  • No prepayment penalty

All Credit Scores Accepted

All credit scores accepted with corresponding down payments:

Credit Score Down Payment
690+20% down
630–68930% down
601–62940% down
Below 60050% down

*Skip credit check with 50% down or buyback guarantee

Qualifying Properties

Most rural and residential land qualifies. Minimum note balance: $25,000.

What We Buy

  • Rural and residential vacant land
  • Promissory notes only (NOT land contracts)
  • Property deed transfers to buyer at closing
  • Minimum note balance: $25,000+

Exclusions

  • Properties without legal and physical access
  • Steep slope, unusual topography, or irregular shapes
  • Substantial wetlands or flood zone properties
  • Failed PERC test / cannot be developed
  • Most infill lots (unless zoned for mobile homes)
  • Most desert properties
  • Most industrial/commercial properties

Ready to Learn More?

Get a no-obligation quote on your next seller-financed deal.

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Ready to Get Started?

Over 150+ notes purchased. Call, text, or request a free quote.

Get a Free Quote → Call 302-526-0200