We fund vacant land purchases for investors in and around Greenville, South Carolina: Greenville, Pickens, Spartanburg, Anderson, and Laurens counties. Written quote in 24 hours, close in about 7 days.
Greenville anchors the Upstate, one of the faster growing parts of South Carolina, with rural acreage and homesite tracts spreading out from the city. Investors flip it, split it, and sell it on terms.
Close fast and beat other buyers
Land loans around Greenville
We value the land ourselves
You deal with the person who funds the loan
Acreage and homesite tracts around the city.
Rural and foothill land to the west.
Rural acreage to the east.
Farm and rural land to the south.
Our Greenville land loans are for investors and businesses buying vacant land to resell, hold, or split in Greenville, Pickens, Spartanburg, Anderson, and Laurens counties.
Loan size runs from $30,000 to $1,000,000 and is up to 65% of value, capped at 80% of the purchase price. Rates are 14% interest only on loans of $100,000 and up and 16% under $100,000, for a 2 year term, with no points at closing. Costs outside the rate are simple: $600 at closing, $25 a month for servicing, a 2% exit fee at payoff, and a 5 month minimum on interest. There is no appraisal. We underwrite from the contract price, recent sold comps, road access, and how fast similar parcels have sold in that county. If the numbers work, you get a written quote within 24 hours and close in about 7 days.
The parcel has to be at least 2 acres with deeded or recorded easement access. South Carolina closings go through a closing attorney, not a title company. South Carolina uses mortgages, and foreclosure goes through the courts, so access, clean title, and resale demand matter even more. Check the county's septic rules on the lot size you plan to sell.
In the Greenville area, what sells fastest is homesite acreage within a short drive of Greenville, Greer, and Spartanburg, and foothill land in northern Greenville and Pickens Counties toward the mountains. The Upstate draws buyers relocating from other states, and many want to buy land now and build later.
Many Greenville area buyers want monthly payments instead of a bank loan, so reselling on terms is a natural exit. If you sell that way, we can buy the note you create for 80 to 90% of the balance.
A 7 acre South Carolina land purchase financed with a $66,400 loan, closed in 7 days with no appraisal.
Read the South Carolina loan case study →Yes. We fund vacant land purchases in and around Greenville, including Greenville, Pickens, Spartanburg, Anderson, and Laurens counties, from $30,000 to $1,000,000 with 20% down and no appraisal.
About 7 days once we have a signed contract, clear title, and your entity documents. You get a written quote within 24 hours.
14% interest only on loans of $100,000 and up, 16% under $100,000, for 2 years. $600 at closing, $25 a month servicing, and a 2% exit fee at payoff.
Vacant land of 2 acres or more with legal access, bought by an LLC or corporation for a business purpose such as a flip, a split, or a resale on terms.
Yes. If you sell Greenville area land with seller financing, we can buy the note for 80 to 90% of the balance, at closing or later.
We are a direct hard money and private money lender for vacant land in Greenville, SC. We fund land flips, subdivides, and land you plan to sell on terms, from $30K to $1M at 14% to 16% interest only, with 20% down, no appraisal, no points at closing, and about 7 days to close. Every loan is for business purposes with a personal guarantee.
See our hard money land loan terms →Send the contract and the parcel. Written quote in 24 hours, close in about 7 days.