For Qualified Co-Lenders

Co-Lend on Land Loans Alongside Us.

We originate more strong first-lien land loans than we choose to fund alone. We work with a small group of active co-lenders who fund deals with us, participate in the decisions, and collect monthly interest through our in-house servicing. This page explains who it fits and how it works.

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Requirements

Who This Fits

We keep this group small and the fit specific. All three are required:

1.$1,000,000+ in liquid capital — co-lending positions fund quickly when the right deal appears, and 7-day closings require capital that is actually available

2.Not operating an active lending business — we co-lend with investors, not with competitors

3.Active participation — you review each deal, make your own funding decision on it, and are a named lender on the loan. This is co-lending, not a fund, and it is not passive

How It Works

The Co-Lending Arrangement

Our Money Is in Every Deal

We fund our own capital alongside yours in every loan we bring you. If we would not put our money in it, you never see it. Same first lien, same collateral, same outcome.

You See Every Deal First

Each opportunity comes with the property, the valuation work, the borrower's plan, and the terms. You decide deal by deal. Pass on any loan for any reason.

10% Interest, 5 Month Minimum

Co-lenders earn 10% annualized interest on their funded portion, with a 5 month minimum matching our loan terms. Structures are flexible, we shape each arrangement with the co-lender.

Automatic Monthly Payments

Our in-house loan servicing collects borrower payments by ACH and deposits your interest directly to your account every month. No chasing, no spreadsheets, no invoicing us.

We have co-lent with individual investors for years across these structures. First-lien vacant land, 65% maximum LTV, the same underwriting you can read across this site: the loan program, our buying criteria, and our case studies show exactly how we lend.