The terms that apply to using damencapital.com, our calculators and quotes, and the information on this site.
Last updated: September 19, 2026
By using damencapital.com (the "site") you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the site. The site is operated by Damen Capital (legal name Damen Capital Fund, a Delaware company).
Everything on this site is general information about our lending and note buying programs. Nothing here is a loan commitment, an offer to purchase a note, or a promise to fund. Rates, fees, terms, and criteria shown on the site can change without notice and are subject to our review of the property, the borrower or note seller, title, and the documents. A written quote, pre-approval letter, or offer from us is not binding until the loan or note purchase closes and the signed documents govern.
We make loans to businesses and investors for business purposes only. We do not make consumer loans or loans for personal, family, or household use, and we do not lend on a borrower's primary residence. We are not a bank, mortgage broker, or consumer lender. Some states and property types are excluded, as described on the site.
The note value calculator, loan cost calculator, instant quote, and any other tool on the site produce estimates from the numbers you enter. They are not offers and may not reflect the final price or terms. Actual results depend on our own valuation and underwriting.
Information about co-lending or investing with us is provided for informational purposes only to people who ask about it. It is not an offer to sell or a solicitation to buy any security or interest, and no offer is made through this site. Any arrangement is documented separately, and past results do not guarantee future results. Any investment in a loan carries risk, including the risk of loss.
Articles, guides, course pages, glossary entries, state timelines, and case studies on this site are educational. They are not legal, tax, accounting, or investment advice and may not reflect the law in your state or the facts of your deal. Talk to your own attorney, accountant, or advisor before acting. Case studies describe real transactions with identifying details removed; your results will differ.
When you submit a form, application, or document, you confirm that the information is accurate and that you have the right to share it. You agree that we may contact you by email, phone, or text about your inquiry as described in the Privacy Policy. Do not submit anything unlawful, misleading, or that infringes someone else's rights.
The text, images, videos, downloads, calculators, and design of this site belong to Damen Capital or are used with permission. You may read and print pages for your own use and share links to them. Do not copy, republish, or sell site content without our written permission. "Damen Capital" and our logo are our marks.
The site links to and embeds third party services, including forms, video, e-signature, and application tools. We do not control them and are not responsible for their content, availability, or practices. Your use of them is governed by their own terms.
The site is provided "as is" and "as available." We do not warrant that it will be error free, uninterrupted, or that the information on it is complete or current. We try to keep it accurate but make no guarantee.
To the fullest extent the law allows, Damen Capital and its members, managers, employees, and agents are not liable for any indirect, incidental, special, or consequential damages, or for any loss of profit or data, arising from your use of the site or reliance on its content. Our total liability for any claim related to the site is limited to $100. Some jurisdictions do not allow these limits, so some may not apply to you.
You agree to hold Damen Capital harmless from claims and costs, including reasonable attorney fees, that arise from your misuse of the site or your breach of these terms.
These terms are governed by the laws of the State of Delaware, without regard to its conflict of law rules. Any dispute about the site will be brought in the state or federal courts located in Delaware, and you consent to their jurisdiction. Loan and note purchase documents have their own governing law and venue clauses, which control for those transactions.
We may change these terms at any time by posting a new version here. The date at the top shows the latest version. Continued use of the site after a change means you accept it.
Damen Capital, Delaware. eric@damencapital.com, 302-526-0200.
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