Houston, TX

Land Loans in Houston & Greater Houston

Private land loans in Houston and surrounding counties. Close in 7 days, no appraisal, loans from $30K to $1M. We also buy seller-financed land notes throughout TX.

Get a Free Quote โ†’ Call 302-526-0200

Houston is one of the largest and most active land markets in the country. The metro's sprawling geography and continued population growth create constant demand for residential lots and rural acreage across multiple surrounding counties. Banks still won't touch most of it.

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7-Day Closings

Close fast and beat other buyers

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No Appraisal

Underwritten on the land itself

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100% Financing

Cross-collateralization available

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Direct Funding

No brokers, no third-party delays

Land Loans and Note Purchasing Near Houston

Private Land Loans in Houston

We finance land deals throughout Houston and surrounding counties. Banks won't lend on most vacant land โ€” we will. No appraisal, no tax returns, underwritten on the property itself.

  • Loans from $30K to $1M
  • Interest-only: 14% ($100K+) or 16% (under $100K)
  • 7-day closings, no appraisal required
  • 20% down standard, 0% with cross-collateral
  • 2-year term, business-purpose only, 1 acre minimum

View Loan Program โ†’

Sell Your TX Land Note

Sold land near Houston with seller financing? We'll buy your promissory note at closing for 80-90% of the balance. Cash now, no waiting for payments. No seasoning required.

  • 80-90% of current note balance at closing
  • You keep 100% of the buyer's down payment
  • Performing and non-performing notes considered
  • Close in 7 days with a local title company
  • No seasoning โ€” we purchase at origination

Sell Your Note โ†’

Areas We Serve Near Houston

Montgomery County

Conroe, The Woodlands, Willis

North Houston growth corridor. The Woodlands expansion and strong job market drive consistent residential lot demand. Rural acreage along Lake Conroe and Sam Houston National Forest highly sought.

Fort Bend County

Sugar Land, Missouri City, Richmond

Southwest Houston suburb with strong demographics and consistent growth. One of the most diverse counties in the country. Residential development land in high demand.

Brazoria County

Pearland, Alvin, Lake Jackson

South Houston corridor with Pearland as one of the fastest-growing cities in Texas. Agricultural and rural residential land in demand throughout the county.

Waller County

Hempstead, Prairie View, Brookshire

Northwest Houston exurb with significant land appreciation as metro expansion continues. Agricultural parcels transitioning to residential use. Affordable prices with strong buyer demand.

Getting a Land Loan in Houston

Houston's land market is broad and active. Energy industry growth, population influx from other states, and affordable land relative to coastal metros drive consistent buyer demand from Montgomery County south to Brazoria and east to Chambers County. Conventional lenders pass on most vacant land deals regardless of the borrower's financial strength.

We close Houston area land loans in 7 days. Submit your deal โ€” property address, purchase price, loan amount โ€” and get a quote in 24 hours. No appraisal, no bank review, direct funding. We also purchase seller-financed land notes originated anywhere in Texas.

Get a Free Quote โ†’ View TX State Page โ†’

Ready to Close a Houston Land Deal?

Submit your deal and get a quote within 24 hours. 7-day closings, direct funding, no appraisal.

Get a Free Quote โ†’ Call 302-526-0200