We purchase seller-financed land notes and provide vacant land acquisition loans throughout Oregon. Serving Portland, Bend, Eugene, Medford and all 36 counties.
Oregon offers exceptional land investment opportunities from Willamette Valley farmland and Central Oregon resort lots to coastal properties, high-desert acreage, and a diverse land market spanning mountains to ocean.
Close fast and beat other buyers
Statewide Oregon coverage
We value the land ourselves
Sell on terms, our loan stays in place. How wraps work
Have a seller-financed land deal in Oregon? We buy land notes throughout the Beaver State for 80-90% of the current balance. Close in 7 days and turn your note into immediate cash.
Purchase vacant land in Oregon with our Damen Capital acquisition loan program. Get a written quote in 24 hours and close in 7 days.
Oregon's population center with strong demand for residential lots in the suburbs. Salem and surrounding Marion County offer more affordable options.
One of Oregon's fastest-growing regions. Bend's popularity drives demand for residential lots and recreational acreage. La Pine, Redmond, Prineville, and Madras are active markets. Our Central Oregon land loans fund investor purchases of high desert acreage and rural lots on the same terms as the rest of the state.
Medford and Grants Pass anchor a market with affordable acreage. Klamath Falls area offers large-parcel opportunities.
College town market with agricultural land and rural homesites. The valley offers some of Oregon's most productive farmland.
Coastal lots and acreage with recreational and retirement demand. Limited inventory keeps values strong.
Affordable large-acreage ranch and recreational properties. Lower price points but active investor market for land flipping.
Oregon land loans from us are for investors and businesses buying vacant land to resell, hold, or split. That covers most of what trades in the state: Central Oregon high desert acreage in Deschutes, Crook, and Jefferson Counties, Southern Oregon rural and timber parcels in Jackson, Josephine, and Klamath, Willamette Valley land in Lane, Linn, and Benton, and large eastern Oregon tracts in Harney, Lake, and Malheur.
Loan size runs from $30,000 to $1,000,000 and is up to 65% of value, capped at 80% of the purchase price. Rates are 14% interest only on loans of $100,000 and up and 16% under $100,000, for a 2 year term, with no points at closing. Costs outside the rate are simple: $600 at closing, $25 a month for servicing, a 2% exit fee at payoff, and a 5 month minimum on interest. There is no appraisal. We underwrite from the contract price, recent sold comps, road access, and how fast similar parcels have sold in that county. If the numbers work, you get a written quote within 24 hours and close in as little as 7 days through an Oregon title and escrow company.
The parcel has to be at least 2 acres with deeded or recorded easement access. Oregon's land use rules matter more here than in most states. Land zoned for exclusive farm use or forest use often cannot get approval for a new home, and that narrows who will buy it, so check the zoning before you price the resale. Water matters too, especially in the high desert: know whether the parcel has a well, water rights, or neither, because your buyers will ask. Oregon is a trust deed state, but we still lend on access, clean title, and resale demand first, and parcels that have sold before in the same county at a similar price are the easiest to fund.
Buyers for rural Oregon land often cannot get a bank loan but can comfortably make monthly payments on a seller financed deal, so reselling on terms is a natural exit. If you sell that way, we can also buy the note you create, at closing or later, for 80 to 90% of the balance. That lets you use our loan to buy, sell on terms, and cash out in one plan.
We do not buy Oregon land outright. But if you are trying to sell Oregon land and cash buyers are lowballing you or nobody's bank financing goes through, there is a faster path: sell it yourself with seller financing. You collect a down payment, carry a note, and stop waiting on banks.
Here is where Damen Capital fits in. Once you sell your Oregon land with seller financing, we buy your promissory note for 80 to 90% of the balance, at closing if you want. You walk away with most of your sale price in a lump sum instead of collecting payments for years, and you sold at full price to a buyer who could actually close.
This works especially well with Oregon recreational and rural parcels: Central Oregon high desert, Southern Oregon timber and hunting land, Eastern Oregon acreage. Buyers for that land often cannot get a bank loan but can comfortably make monthly payments on a seller financed deal, which is exactly the note we buy.
Not directly. We buy the promissory note created when you sell Oregon land with seller financing, paying 80 to 90% of the balance. That gets you most of your cash at closing while selling at full price to a buyer who can close.
Yes. Private land acquisition loans from $30,000 to $1,000,000 anywhere in Oregon, as little as 20% down, no appraisal, 7 day closing, business purpose only, 2 acre minimum.
Yes. We purchase seller financed Oregon land notes secured by a recorded deed of trust or mortgage, performing or non performing, with no seasoning requirement. Minimum $25,000 balance.
Written offer within 24 hours of a complete submission. Closings run 7 days from there.
Yes. We are a direct hard money and private money lender for vacant land in Oregon. We fund land flips, subdivides, and land you plan to sell on terms, from $30K to $1M at 14% to 16% interest only, with 20% down, no appraisal, no points at closing, and about 7 days to close.
Some people search for a private money lender, others for a hard money lender. On land it is the same loan. Most of those lenders fund houses and pass on raw land. Land is all we lend on, and we fund our own loans with no broker in the middle. Every loan is for business purposes with a personal guarantee.
Hard money lender for land: see our terms →Whether you're selling a land note or financing your next acquisition in the Beaver State, we'll give you a clear quote within 24 hours.