We fund vacant land purchases for investors in and around Tyler, Texas: Smith, Van Zandt, Wood, and Cherokee counties. Written quote in 24 hours, close in about 7 days.
Tyler is the hub of East Texas, with wooded acreage, lake land, and rural homesites that sell to buyers from Dallas and beyond. Investors flip it, split it, and sell it on terms.
Close fast and beat other buyers
Land loans around Tyler
We value the land ourselves
You deal with the person who funds the loan
Rural homesite tracts and acreage around the city.
Acreage between Tyler and the Dallas area.
Wooded tracts and lake country land.
Timber and rural acreage south of Tyler.
Our Tyler land loans are for investors and businesses buying vacant land to resell, hold, or split in Smith, Van Zandt, Wood, and Cherokee counties.
Loan size runs from $30,000 to $1,000,000 and is up to 65% of value, capped at 80% of the purchase price. Rates are 14% interest only on loans of $100,000 and up and 16% under $100,000, for a 2 year term, with no points at closing. Costs outside the rate are simple: $600 at closing, $25 a month for servicing, a 2% exit fee at payoff, and a 5 month minimum on interest. There is no appraisal. We underwrite from the contract price, recent sold comps, road access, and how fast similar parcels have sold in that county. If the numbers work, you get a written quote within 24 hours and close in about 7 days.
The parcel has to be at least 2 acres with deeded or recorded easement access. Texas uses deeds of trust. East Texas tracts often carry timber and severed mineral rights, so read the title for reservations. Flood zones along creeks and lakes cut into usable acres, so check the flood map, and check the county's subdivision rules before you promise lots.
In the Tyler area, what sells fastest is wooded acreage with a pond or creek, and homesite tracts within a short drive of Tyler, Lindale, and Canton. Lake country land near Lake Palestine, Lake Tyler, and Lake Fork draws buyers from the Dallas area who want a weekend place, and many buy on terms.
Many Tyler area buyers want monthly payments instead of a bank loan, so reselling on terms is a natural exit. If you sell that way, we can buy the note you create for 80 to 90% of the balance.
A 12 acre Texas land purchase financed with a $76,000 loan, closed in 7 days with no appraisal.
Read the Texas loan case study →Yes. We fund vacant land purchases in and around Tyler, including Smith, Van Zandt, Wood, and Cherokee counties, from $30,000 to $1,000,000 with 20% down and no appraisal.
About 7 days once we have a signed contract, clear title, and your entity documents. You get a written quote within 24 hours.
14% interest only on loans of $100,000 and up, 16% under $100,000, for 2 years. $600 at closing, $25 a month servicing, and a 2% exit fee at payoff.
Vacant land of 2 acres or more with legal access, bought by an LLC or corporation for a business purpose such as a flip, a split, or a resale on terms.
Yes. If you sell Tyler area land with seller financing, we can buy the note for 80 to 90% of the balance, at closing or later.
We are a direct hard money and private money lender for vacant land in Tyler, TX. We fund land flips, subdivides, and land you plan to sell on terms, from $30K to $1M at 14% to 16% interest only, with 20% down, no appraisal, no points at closing, and about 7 days to close. Every loan is for business purposes with a personal guarantee.
See our hard money land loan terms →Send the contract and the parcel. Written quote in 24 hours, close in about 7 days.