Houston, TX

Land Loans in Houston & Greater Houston

Private land loans in Houston and surrounding counties. Close in as little as 7 days, no appraisal, loans from $30K to $1M. We also buy seller-financed land notes throughout TX.

Get a Free Quote → Text or Call 302-526-0200

Why Land Investors in Houston Work With Us

Houston is one of the largest and most active land markets in the country. The metro's sprawling geography and continued population growth create constant demand for residential lots and rural acreage across multiple surrounding counties. Banks still won't touch most of it.

7-Day Closings

Close fast and beat other buyers

No Appraisal

Underwritten on the land itself

No Appraisal

We value the land ourselves

Wraps Allowed

Sell on terms, our loan stays in place. How wraps work

Land Loans and Note Purchasing Near Houston

Private Land Loans in Houston

We finance land deals throughout Houston and surrounding counties. Banks won't lend on most vacant land — we will. No appraisal, no tax returns, underwritten on the property itself.

  • Loans from $30K to $1M
  • Interest-only: 14% ($100K+) or 16% (under $100K)
  • 7-day closings, no appraisal required
  • 20% down
  • 2-year term, business-purpose only, 2 acre minimum

View Loan Program →

Sell Your TX Land Note

Sold land near Houston with seller financing? We'll buy your promissory note at closing for 80-90% of the balance. Cash now, no waiting for payments. No seasoning required.

  • 80-90% of current note balance at closing
  • You keep 100% of the buyer's down payment
  • Performing and non-performing notes considered
  • Close in 7 days with a local title company
  • No seasoning — we purchase at origination

Sell Your Note →

Areas We Serve Near Houston

Montgomery County

Conroe, The Woodlands, Willis

North Houston growth corridor. The Woodlands expansion and strong job market drive consistent residential lot demand. Rural acreage along Lake Conroe and Sam Houston National Forest highly sought.

Fort Bend County

Sugar Land, Missouri City, Richmond

Southwest Houston suburb with strong demographics and consistent growth. One of the most diverse counties in the country. Residential development land in high demand.

Brazoria County

Pearland, Alvin, Lake Jackson

South Houston corridor with Pearland as one of the fastest-growing cities in Texas. Agricultural and rural residential land in demand throughout the county.

Waller County

Hempstead, Prairie View, Brookshire

Northwest Houston exurb with significant land appreciation as metro expansion continues. Agricultural parcels transitioning to residential use. Affordable prices with strong buyer demand.

Getting a Land Loan in Houston

Houston's land market is broad and active. Energy industry growth, population influx from other states, and affordable land relative to coastal metros drive consistent buyer demand from Montgomery County south to Brazoria and east to Chambers County. Conventional lenders pass on most vacant land deals regardless of the borrower's financial strength.

We close Houston area land loans in 7 days. Submit your deal — property address, purchase price, loan amount — and get a quote in 24 hours. No appraisal, no bank review, direct funding. We also purchase seller-financed land notes originated anywhere in Texas.

Get a Free Quote → View TX State Page →

Frequently Asked Questions

Do you offer land loans in Houston, TX?

Yes. Damen Capital provides private land loans in Houston and throughout TX. Loans from $30K to $1M, interest-only, 7-day closings, no appraisal required.

How fast can you close a land loan near Houston?

We close in as little as 7 days. No appraisal, no bank committee. We send a written quote within 24 hours and fund directly from our own capital.

Do you buy land notes in Houston, TX?

Yes. We purchase seller-financed vacant land notes throughout TX at 80-90% of the current balance. No seasoning required.

Hard Money Land Loans in Houston, TX

Do you make hard money land loans in Houston, TX?

Yes. We are a direct hard money and private money lender for vacant land in Houston, TX. We fund land flips, subdivides, and land you plan to sell on terms, from $30K to $1M at 14% to 16% interest only, with 20% down, no appraisal, no points at closing, and about 7 days to close.

Some people search for a private money lender, others for a hard money lender. On land it is the same loan. Most of those lenders fund houses and pass on raw land. Land is all we lend on, and we fund our own loans with no broker in the middle. Every loan is for business purposes with a personal guarantee.

Hard money lender for land: see our terms →

Related Pages

Ready to Close a Houston Land Deal?

Submit your deal and get a quote within 24 hours. 7-day closings, direct funding, no appraisal.

Get a Free Quote → Text or Call 302-526-0200
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