Kentucky Services

Kentucky Land Note Buying & Vacant Land Loans

We purchase seller-financed land notes and provide vacant land acquisition loans throughout Kentucky. Serving Louisville, Lexington, Bowling Green, Paducah, Somerset, Covington and all 120 counties.

Get a Free Quote → Text or Call 302-526-0200
Wooded Kentucky acreage with hardwood and hemlock forest, land types financed by Damen Capital

Why Land Investors in Kentucky Work With Us

Kentucky offers exceptional land investment opportunities from world-famous Bluegrass horse country and bourbon trail properties to Appalachian mountain land, Lake Cumberland waterfront, and affordable rural acreage across 120 counties.

We’ve closed 9 land loans across 9 Kentucky counties. See every one on our Where We Lend map.

Close in as Little as 7 Days

Close fast and beat other buyers

All 120 Counties

Statewide Kentucky coverage

No Appraisal

We value the land ourselves

Wraps Allowed

Sell on terms, our loan stays in place. How wraps work

Two Ways We Serve Kentucky

Sell Your Kentucky Land Note

Have a seller-financed land deal in Kentucky? We buy land notes throughout the Bluegrass State for 80-90% of the current balance. Close in as little as 7 days and turn your note into immediate cash.

  • We purchase notes for 80-90% of balance at closing
  • You keep 100% of the buyer's down payment
  • We handle all servicing and collections
  • Close in as little as 7 days with a Kentucky title company

Sell Your Land Note →

Kentucky Land Acquisition Loans

Purchase vacant land in Kentucky with our Damen Capital acquisition loan program. Get a written quote in 24 hours and close in as little as 7 days.

  • Loans from $30K to $1M
  • Interest-only: 16%
  • 2-year extendable terms
  • 20% down
  • No appraisal required

Learn More →

Serving Key Kentucky Land Markets

Louisville Metro

Jefferson, Oldham, Bullitt, Shelby Counties

Kentucky's largest metro with suburban growth pushing east and south. Strong demand for residential lots in Prospect, Mt. Washington, and Shelbyville corridors.

Lexington / Bluegrass Region

Fayette, Woodford, Scott, Bourbon Counties

Horse farm country with some of the most iconic land in America. Estate parcels, farm acreage, and residential lots near Lexington command premium prices.

Lake Cumberland Area

Pulaski, Russell, Wayne, Clinton Counties

Kentucky's premier lake destination with 1,255 miles of shoreline. Waterfront lots and lake-access properties see strong recreational buyer demand.

Northern Kentucky

Boone, Kenton, Campbell Counties

Cincinnati suburb with steady growth. Residential lots and rural acreage benefit from proximity to a major metro while maintaining Kentucky tax advantages.

Bowling Green Area

Warren, Simpson, Allen Counties

South-central Kentucky's growth corridor. Corvette plant and WKU drive demand for residential and commercial lots in a steadily expanding market.

Eastern Kentucky / Appalachia

Pike, Floyd, Letcher, Perry Counties

Affordable mountain land with hunting, timber, and recreation appeal. Large acreage parcels available at some of the lowest prices in the eastern US.

Land Between the Lakes

Trigg, Lyon, Calloway, Marshall Counties

Western Kentucky's lake country between Kentucky Lake and Lake Barkley. Tourism and retirement buyers drive waterfront demand year-round.

Daniel Boone Country

Madison, Rockcastle, Laurel, Jackson Counties

Red River Gorge and Daniel Boone National Forest access. Growing demand for recreational properties and mountain retreats from Lexington buyers.

Kentucky Land Types We Work With

→Bluegrass horse farms and estate parcels
→Lake Cumberland and Kentucky Lake waterfront
→Appalachian mountain and hollow properties
→Bourbon trail country acreage
→Hunting and timber land in eastern Kentucky
→Suburban residential lots in Louisville and Lexington
→Rolling farmland and hobby farms
→River frontage on the Ohio and Kentucky Rivers
→Daniel Boone National Forest recreation land

Frequently Asked Questions

Do you offer land loans in Kentucky?

Yes. Damen Capital provides private land loans throughout Kentucky. Loans from $30K to $1M, interest-only, closings in as little as 7 days, no appraisal required.

Do you buy land notes in Kentucky?

Yes. We purchase seller-financed vacant land promissory notes in Kentucky at 80-90% of the current balance. No seasoning required.

Hard Money Land Loans in Kentucky

Do you make hard money land loans in Kentucky?

Yes. We are a direct hard money and private money lender for vacant land in Kentucky. We fund land flips, subdivides, and land you plan to sell on terms, from $30K to $1M at 16% interest only, with 20% down, no appraisal, no points at closing, and as little as 7 days to close.

Some people search for a private money lender, others for a hard money lender. On land it is the same loan. Most of those lenders fund houses and pass on raw land. Land is all we lend on, and we fund our own loans with no broker in the middle. Every loan is for business purposes with a personal guarantee.

Hard money lender for land: see our terms →

Nearby States and Case Studies

Ready to Get Started in Kentucky?

Whether you're selling a land note or financing your next acquisition in the Bluegrass State, we'll give you a clear quote within 24 hours.

Get a Free Quote → Text or Call 302-526-0200

We Also Buy Kentucky Land Notes

Sold Kentucky land with seller financing? We purchase seller financed land notes at 80 to 90% of balance: $50,000 minimum property value, $25,000 minimum balance, no seasoning required, performing and non-performing, written offer in 24 hours, closings in as little as 7 days.

See what your note is worth →  ·  How note selling works  ·  Document checklist

Already have an offer on your land note? Send it over and we'll give you ours within 24 hours. How it works →

CallTextGet a Free Quote