Eric Scharaga
Founder, Damen Capital
Private lender and direct land note buyer serving land investors nationwide. Featured on REtipster, Legends of Land, and Land Investing Online. LinkedIn →
Everything we need to close your note purchase, in one list. Gather these after you accept your bid and the rest of the process moves fast.
This is the complete file we need to turn your accepted bid into an exact written offer and a closing. You do not need everything to get your initial bid, that takes only your note terms through the calculator and its short application. Once you accept a bid, gather these. Everything can be submitted electronically, and we confirm receipt and follow up with any questions.
Already closed? You must have the original wet signed note in your possession, the paper note your buyer signed in ink. A copy or a scan does not count, and we cannot buy a closed note without it. Selling at closing? After closing, the title company ships the original to us.
Please send everything in one upload if you can. Up to 20 files, 10 MB each. PDF, JPG, PNG, or phone photos.
Enter your name and the APN or reference number so we can match your files.
Wondering what happens after you send all this? Read how a note sale closes, step by step.
No. Your initial bid needs only the note terms: balance, rate, term, down payment, and payment status. This full file comes after you accept the bid, so we can verify everything and issue the exact written offer.
Tell us which one. Payment histories can be pulled from your servicer, recorded documents can be pulled from county records, and title items can come from the closing agent who handled your sale. Missing paperwork slows a closing more than anything else, but most of it is recoverable.
The original note is the asset. It transfers to us at closing with an allonge, the way a check is endorsed. You keep a copy, and confirming you hold the original up front prevents a last minute scramble.
No. We purchase promissory notes secured by a recorded deed of trust or mortgage, where the deed transferred to the buyer at closing.
Use the upload box on this page. Email or a shared folder also work. We confirm receipt and follow up with questions within one business day.
Written offer in 24 hours. Closings in about 7 days.
Private lender and direct land note buyer serving land investors nationwide. Featured on REtipster, Legends of Land, and Land Investing Online. LinkedIn →